Should I be worried?
Okay here's the short version of my story.
I've had this Canadian Paypal for over a year now, Im in the US. I don't even use Canadian proxy I use American one (No nothing has ever happened, my account has never been limited)
I've received 95% of my payments in gift. Since having the account i've prob withdrawn over $40,000. Not one email from Paypal asking me to provide ID or SSN (whatever its called in Canada) nor have they ever asked about the money, I use a US Bank account. And no this hasn't been eBay money I dont even deal with ebay. This is all from direct buyers. My first dispute was back in Jan for $15 which the person just didn't recall sending me the money he apologized for the dispute and re sent the $15.
I got my second dispute on this account 3 days ago for $20. This was for a gift payment made on the 4th of this month. So I immediately refunded.
Tonight I get another dispute from a scammer who disputed transaction a few hours after his payment was sent (this time the payment was sent as goods) It was for $18.25. I again immediately refunded.
My worry is that i'll get limited or Paypal will ask questions. I feel like calling them and asking if I should be worried about a limitation but that may open Pandora's box. What should I do? How many disputes can you have in the course of the Paypal's account lifetime before its a problem? With tonight's dispute this will be the 3rd dispute i've had since owning the account for over a year now. But the fact that i've had 2 disputes in one week makes me nervous
(if you guys are wondering what I do, I sell is virtual items) I always have my buyers send it as gift with no comments.
Thanks for the input everyone.
EDIT: If you guys are also wondering why I went with a Canadian PayPal , its because they only require a bank account to be verified and no limits on how much you can withdraw. No CC required.
Last edited by RichardCard82; 05-22-2015 at 12:35 AM.
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