Re: PNC Smart Access Prepaid Visa
Long term, it would be best to get an account with Chase/BOA, or the other approved large banks who do not care about bank account mismatch.
Since you're saying you're "in the chexsystem," your main issue is just like a bad credit report - pay off whatever unpaid balances you had with the banks that don't like you. Then, with a proof of payment letter, you can often get accounts at the big banks that wouldn't otherwise accept you. They will probably disable any overdraft etc and might have a monthly fee, but it's definitely worth it to fix this now.
Chase has a Premier Platinum Checking where you can get 9 checking accounts for $25 a month, and they could care less what the deposit names are. You can close accounts and reopen more if you lose accounts, so you can have 9 at any given point. BOA is the same, with 8 I believe. So there's 17 running accounts instead of playing games with single checking accounts here and there. Again, fixing your chexsystem stuff should be a priority so you can take advantage of this type of convenience.
EDIT: To directly address what you are asking, if your account allows "ACH" transactions, they will accept deposits from Amazon. HOWEVER, I'm not familiar with PNC's policy on name mismatching - so that could be a deal breaker... especially if they're already keeping such a close eye on your account. Furthermore, if you have to start over with a new Amazon account, you're screwed as far as banks go - you really would do better to have a long term solution like an actual checking/savings account (they both work fine).
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