Re: Paypal: Is this qualified for seller protection?
PayPal won't take the loss for allowing that person to sign up, that is a nice FANTASY, but it will never happen.
And I hate to tell you this, but if you lose the chargeback dispute, they will most likely charge you $25. It sucks. It happened to me a couple of times. They don't charge you if you win, of course, or if they determine it is covered under seller protection.
All you can do is wait to see what happens and complain to PayPal if it does not go your way. But I wouldn't write an OUTRAGEOUS complaint, I would just stick to the facts and tell them you feel that it it unfair, which it is, of course.
If it were up to me, NO buyer would be able to file for a chargeback unless they took the matter up with PayPal first. Chargebacks were meant to be a LAST RESORT, not the first step in the complaint process. But a lot of buyers know the banks will bend over backwards for them, so it is easier than arguing the point with the merchant.
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