Paypal doesn't run credit checks on everyone that registers. That would be to expensive and time consuming. They have certain requirements and formulas that they employ for who they run credit checks on. If they run a credit check on you and the name and address don't match up, your account will be limited and they will ask for more information. If you can't or won't provide the information they ask for, it will then be time to move on to a new account.
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