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Old 01-12-2016
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Exclamation HELP: Payment method with least Chargebacks?

Okey, so today I was thinking about THE MOST SAFEST payment method to accept to limit rate of Chargebacks close to zero ?
1. Accepting Credit cards requires validation and still Chargebacks can be opened by Banks. Even if address and other credentials match.

2. PayPal is a NO-NO, even if package is shipped to a Confirmed shipping address, Not as Described cases can be opened. Everyone knows PayPal stands with buyer.

3. What about direct bank money transfer? Can a buyer claim money back after sending it to my bank account? In other words, is there a scam leaway ?

4. Please provide suggestions?

Basically how to deal with High Risk international buyers, you guys know where they are from
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Old 01-12-2016
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Default Re: HELP: Payment method with least Chargebacks?

Don't sell to countries that are high risk to you.

My chargeback rate is less than .001%
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Old 01-12-2016
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Default Re: HELP: Payment method with least Chargebacks?

That is a solution. But I though maybe there are bulletproof ways of receiving money without buyer somehow scamming out of money and products.

Bank to Bank transfer ?
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Default Re: HELP: Payment method with least Chargebacks?

western union
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Old 01-13-2016
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Default Re: HELP: Payment method with least Chargebacks?

Bitcoin....?
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Old 01-13-2016
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Default Re: HELP: Payment method with least Chargebacks?

Quote:
Originally Posted by scotch View Post
That is a solution. But I though maybe there are bulletproof ways of receiving money without buyer somehow scamming out of money and products.

Bank to Bank transfer ?
Not bulletproof really.

You need to shape your business model to minimize issues.

New ebay accounts & international shipping may be a no go until an account is really well established.

Had you any plans?
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REAP WHAT YOU SOW. LIFE IS SO NOT FAIR.
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Default Re: HELP: Payment method with least Chargebacks?

Cryptocurrencies
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Old 01-13-2016
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Default Re: HELP: Payment method with least Chargebacks?

Limiting sales is last case resort. Western-Union is a good option! Cryptocurrencies is the next level
Maybe bank money transfer, I have to research this area.
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Old 01-13-2016
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Default Re: HELP: Payment method with least Chargebacks?

Quote:
Originally Posted by scotch View Post
Limiting sales is last case resort. Western-Union is a good option! Cryptocurrencies is the next level
Maybe bank money transfer, I have to research this area.
You have many buyers who accept these terms? Seems like it would eliminate 99+% of them.
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Old 01-13-2016
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Default Re: HELP: Payment method with least Chargebacks?

I high doubt Many would accept paying via Western Union, but bank to bank transfer should be okey.
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Old 01-14-2016
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Default Re: HELP: Payment method with least Chargebacks?

Quote:
Originally Posted by scotch View Post
I high doubt Many would accept paying via Western Union, but bank to bank transfer should be okey.
most people won't do bank transfers or western union or anything that can't be charge back unless you know them (done prior business, built a trust level). the whole charge back thing is so that merchants can't scam buyers. If you're doing legitimate business why are you that worried about charge backs
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