Re: bank accounts on stealth paypal
"Too many" only really becomes a problem if it's done in rapid succession. There's a huge difference between 40 bank accounts spread across 10 years vs 40 accounts spread across 1 month, for example. You don't want a bank to think your identity has been stolen, which is what opening a ton of bank accounts quickly will look like.
I'm sure you have at least one bank account already opened right? I would look to open another account or two at that same bank. Many banks don't report to chexsystems if you are already a customer and are simply opening a sub account.
If you need a few bank accounts now, and you haven't opened any in a while then you don't really have anything to worry about. Just try to diversify and open them at different banks and don't open 15 or something on the same day.
If you need a few bank accounts now but you have already opened some lately then proceed with caution. Try business bank accounts and/or banks that do not report to chexsystems. There are also plenty of banks that either charges only a small monthly maintenance fee, or do not charge one at all so you shouldn't worry about that too much. I bank well over 10 different institutions and made sure they were banks that fit that bill.
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