It's always good to have an easy spare account.
I haven't tried linking with a mismatched name but I have received deposits without a problem with a matching named ghost.
It's on a waiting list (it took 10 days for me so it pays off to start the process before you need it) so input an email & they'll get back to you. Once my email came in it was quick.
Thought I'd share.
Extra online bank 
