I think that's the trick. You can sign up with bogus info using gift or credit cards. Bank accounts in the USA require a real identity. Amazon asks for the ACH info to deposit funds into and the name on the account. I've had a lot of banks accept funds without the name matching. I read on this forum that Meta Bank bounced a payment back on an account because the name didn't match.
Perhaps if you use just the first or last name on the account for the credit card and bank account?? Don't know..
Obviously the best way would be to set up an account in a friend or family's name and use their checking account.
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