Using PP vs CC as an automatic payment method

[robertdoe]

Every time I try to list for the first time on a new account, I need to select an automatic payment method or can't proceed with listing the item. What are the pros and cons of using PP with stealth info vs CC with my name on it, which differs from the stealth info I've used for the PP and EB accounts. Thank you!

[slokor]

To add your CC youll need to verify it with ebay meaning youll need to enter your true address (in order to pass AVS). If that address is linked to a problematic account it could damage the ebay account youre trying to pay fees for.
With a stealth paypal you dont have this problem. Then again - you need to link some form of payment to this stealth paypal - a VBA or a VCC should do the trick though.

[dachilla]

Money on paypal is money that is not in your pocket (yet). I'd rather use that than precious money from my cc.

Imagine the following: You sell on ebay for 1 month. Sales go well, however, paypal is of course holding your money for 21 days in the beginning. You pay your ebay fees with your credit card and one week later paypal decides to shut you down for whatever reason. Now you paid your ebay fees with "good" money, while the "bad" money is still held hostage by paypal and MIGHT be paid to you after 180 days, or maybe not. In the worst case you would have sent items to your customers AND paid ebay their fees without ever getting your money. That is why I would always prefer to pay my fees with paypal, just to minimize worst case losses.