You must've been selling some seriously bad stuff if they felt the need to take back 12 g's. 2nd time I've seen something like this week. Earlier in the week there was a guy saying his Pakistani friend got a USA account limited, and Paypal reversed every payment he ever sent or received.
The amount could have had something to do with it - but I think it's more likely what you were dealing in. I withdrew >$2k/daily for months on end on a business account last year without any issues.
Op can you share more about what did you do to get the account limited? Are you selling too much in a time span or are you selling high risk? It really worries me knowing that pp can reverse the completed withdrawal
In the future immediately transfer the money out of that bank account as soon as it is credited and disallow overdraft credit lines and overdraft transfers.
I never considered this but I certainly will be reviewing it in the future.
So we have 2 scenarios here... if you talk with your bank, they can either support you as a valued customer or think you are high risk and close down your bank accounts.
Since we don't know what you sold, how and how much, we don't know what the likeliness thing the bank will do if you ask them for help. $12k is a lot of money.
sometimes when your having a bad day, all you gotta do is read through these forums about other peoples problems w pp and your like welp i guess its not so bad afterall.
OP , is paypal holding your 12k for 180 days or did they just f you in the A totally and took it?