Paypal Instant Transfer

kittywalt · #1 09-14-2017

I keep seeing the pop up that says get your money in as little as 30 minutes, using your debit card. My PayPal is of course stealth, but my debit card and bank account aren't. Does anyone know if PayPal checks the name on the debit card when doing the instant transfer? I don't want to risk my account over something like this, so thought I would check here first.

MM78 · #2 09-14-2017

There's very little information out there, I've only heard of 1 member on the forum who has this but it's NOT on stealth.

My educated guess is that the following has to be met:
1. Matching Name (PayPal and Debit Card)
2. SSN (Maybe?)
3. Has to be a major Bank Card

That's all I can really think of, as of right now I don't think this would be available to just any debit card and it may require PayPal asking for more information that can't be supplied via stealth.

MoneyTalk · #3 09-14-2017

Quote:

Originally Posted by MM78

There's very little information out there, I've only heard of 1 member on the forum who has this but it's NOT on stealth.

My educated guess is that the following has to be met:
1. Matching Name (PayPal and Debit Card)

That's all I can really think of, as of right now I don't think this would be available to just any debit card and it may require PayPal asking for more information that can't be supplied via stealth.

I did it with a mismatch paypal ebay account, it works.

RichardCard82 · #4 09-16-2017

Quote:

Originally Posted by MoneyTalk

I did it with a mismatch paypal ebay account, it works.

How does it work? You just get the money sent to your bank account? or do you need to have a debit card? what if its a VCC?

MoneyTalk · #5 09-16-2017

My money came within 20 minutes of doing the service to the money on my debit card

Sent from my iPhone using Tapatalk

MM78 · #6 09-16-2017

Quote:

Originally Posted by RichardCard82

How does it work? You just get the money sent to your bank account? or do you need to have a debit card? what if its a VCC?

Doubt a VCC would work, it doesn't work with all debit cards either...I assume MoneyTalk used a major debit card provider.

iamlmfao · #7 09-16-2017

Quote:

Originally Posted by MoneyTalk

My money came within 20 minutes of doing the service to the money on my debit card

Sent from my iPhone using Tapatalk

please share the details:

Like which debit card? what related bank?

what info does paypal require to withdraw?

Thanks pal

RichardCard82 · #8 09-16-2017

Quote:

Originally Posted by MM78

Doubt a VCC would work, it doesn't work with all debit cards either...I assume MoneyTalk used a major debit card provider.

But wouldnt that mean the debit card would have to match the address and name? not sure how thats possible with a stealth account

Bomberman · #9 09-17-2017

Quote:

Originally Posted by RichardCard82

But wouldnt that mean the debit card would have to match the address and name? not sure how thats possible with a stealth account

No match needed. As long as the debit card is with a major bank, it shoudl work.

nickopedia · #10 09-17-2017

I'm using a Wells Fargo Business VISA debit card. Once I request, funds literally take less than 60 seconds to pop into the checking account it's linked to.

slokor · #11 09-17-2017

Quote:

Originally Posted by Bomberman

No match needed. As long as the debit card is with a major bank, it shoudl work.

How can you add the debit card to begin with if the address doesnt match? wouldnt the AVS (Address Verification System) be an issue?

aking · #12 09-17-2017

Hmmm I may try this.

aking · #13 09-17-2017

So I can just get a debit card for the checking account linked to my PayPal and transfer that way? Seems way too good to be true.

rsot · #14 09-17-2017

Quote:

Originally Posted by slokor

How can you add the debit card to begin with if the address doesnt match? wouldnt the AVS (Address Verification System) be an issue?

Hmm I thought AVS only relates to credit card - if I'm wrong, apologies

wilpetty7 · #15 09-19-2017

It works for me on a non major bank card. The address matches though

okay · #16 09-25-2017

Any new info on this?

Must addresses MATCH?

(checked w/ avs?)

From ppal help articles:

I am getting an error when I try to link my credit or debit card. Why?

If you've tried to link your credit or debit card to your PayPal account, but received an error message, it may be because:

The billing address you've entered for your PayPal account is different than the one on your card statement.

debit is not a credit card. Unless ppal's deal with visa/mc was about avs on debit cards now..?

slokor · #17 09-25-2017

From what I know AVS applies to debit cards as well.

okay · #18 09-26-2017

Then people who successfully do instant withdraws probably have matching address or possibly business accts/dba's

And I'm sure it's as easy as changing the address to match the ppal as long as you're setup for electronic banking and for a while before doing the change.

livelifewild · #19 10-06-2017

I would like to know more from members who have tried it themselves.
What were the steps?
What card was used?
Do the names and address factor in?
THANKS!

nickopedia · #20 10-06-2017

Right now it's only working for select debit cards designated by PayPal.

I've personally tried it with Wells Fargo Visa Debit Card & Bank of America Checking Debit Visa. Transfers complete within a minute or two for the funds to show in their respective accounts; a lot quicker than 30 minutes.

I would assume the other debit cards issued by the other US major banks (Chase/Citi/US bank) would also work but have not confirmed that.

livelifewild · #21 10-06-2017

Quote:

Originally Posted by nickopedia

Right now it's only working for select debit cards designated by PayPal.

I've personally tried it with Wells Fargo Visa Debit Card & Bank of America Checking Debit Visa. Transfers complete within a minute or two for the funds to show in their respective accounts; a lot quicker than 30 minutes.

I would assume the other debit cards issued by the other US major banks (Chase/Citi/US bank) would also work but have not confirmed that.

THANK YOU
And what about the name and address do they have to be the same as the stealth information on the account?

nickopedia · #22 10-06-2017

The two accounts I am using are NOT steath; they are using true and real details.

The actual concern on this thread is IF the Instant Transfer feature to debit card will work with stealth accounts. I don't know. Maybe?

I seem to recall there were others who posted they were able to w/d to their debit card on a stealth acct, but as slokor & MM78 pointed out above, it's at least likely the NAME and/or address (AVS) would need to match. However that's for debit card withdrawals. The exact method that PayPal is using to "push" the funds onto debit cards remains unclear.