What banks don't show on checksystem?

[austyn12x]

Long story short,I owe a bank alot cash that I can't pay At the moment. What bank will not check the checksystem? that will allow me to make multiple accounts for stealths?

[Gladiator]

I just googled chex system free banks:

https://aaacreditguide.com/no-chexsy...-chance-banks/

I don’t know the accuracy or success of these accounts. Good Luck.

[nickopedia]

A few Credit Unions also don't use Chex, but they may consult with Early Warning which is another database similar to Chex that many financial institutions use to access client risk.

[rsot]

Agree to check with local credit unions - hope you solve your issue with the bank before it goes to collections

[dallis]

I never successfully found one. Chex funnels through into most credit check services.

Prepaid bank account was the only way for me.

[austyn12x]

Originally Posted by rsot

Agree to check with local credit unions - hope you solve your issue with the bank before it goes to collections

too late. I owe money i do not have.

Kind of bull **** on the banks end.

I got a counterfeit item.

2 months later i get no email no phone call and my bank account is closed. I thought they thought i was too high risk so i moved on and used my other banks.

4 months later i get a bill for over 5x as much as the cost and a letter basically saying "we do not have to protect you because visa says so ,**** you!" and a week later i get a letter from the collective agency . It's weird i have not gotten a single phone call from them, just a letter.

[Gladiator]

Dispute your Chex report. If the bank doesn't respond within so many days the complaint gets deleted. I'd try that, especially if the amount owed cannot be proved as debits/overdrafts you did.

[nickopedia]

As Dallis says above, your only other alternative might be to use a prepaid card or online bank, but they don't work for stealth.

[phaz0rz]

Have you checked your chex report OP?

[rsot]

Originally Posted by austyn12x

too late. I owe money i do not have.

Kind of bull **** on the banks end.

I got a counterfeit item.

2 months later i get no email no phone call and my bank account is closed. I thought they thought i was too high risk so i moved on and used my other banks.

4 months later i get a bill for over 5x as much as the cost and a letter basically saying "we do not have to protect you because visa says so ,**** you!" and a week later i get a letter from the collective agency . It's weird i have not gotten a single phone call from them, just a letter.

The story sounds kind of off or you haven't explained it well - counterfeit item? What's this have to do with the bank?

[dallis]

I have a few prepaid card accounts from the old days that still work fine, so it can be done.

They can work, but I used a real name variant to establish them and matched them to the name on the PP, most of these products run through Green Dot and Green Dot usually doesn't accept mismatched name deposits.