Is it advisable to link an Offshore bank account to Paypal?

[urfriend]

So Paypal has banned like about 3 of my accounts already. Now I have new ones which I plan to run with cautiousness. I, however, have run out of bank accounts because the bank accts I currently have were linked to the blocked Paypal accts. I am thinking about opening an online bank acct or offshore bank acct because I really would not like to open another physical bank account.

Anyone here ever used a bank account other one opened at a physical bank for your Paypal linking?

[slokor]

The only bank accounts you can add are US based ones. Nothing offshore will work.
Also, nothing you open online will be good since most of them are used and abused. Banks like ING and Capital 360 are all blacklisted.
Don't be lazy. Go to a real bank and open new accounts. Its simple easy and fast. And thank your lucky stars youre in the US and have access to literally hundreds of difference banks you can choose among.

[branesergen]

Slowly close out the ones that are burned and open a new one in its place. Most of the bigger banks you can do this online.

[yankee]

their is more than 10,000 unique banks in the USA. Nothing stops anyone from getting a real bank account.

[rsot]

Originally Posted by yankee

their is more than 10,000 unique banks in the USA. Nothing stops anyone from getting a real bank account.

Or perhaps OP is lying about his flag...

[urfriend]

Originally Posted by rsot

Or perhaps OP is lying about his flag...

I am not lying about my flag. I am in the US. The issue I am having with opening another bank acct is the fact that banks require you to have a minimum balance in it or have a direct deposit coming in every month for you to operate the account free of charge. I am not a very high earner and so cannot afford to just leave an account dormant over a long period while getting charged by the bank.

[urfriend]

Originally Posted by slokor

The only bank accounts you can add are US based ones. Nothing offshore will work.
Also, nothing you open online will be good since most of them are used and abused. Banks like ING and Capital 360 are all blacklisted.
Don't be lazy. Go to a real bank and open new accounts. Its simple easy and fast. And thank your lucky stars youre in the US and have access to literally hundreds of difference banks you can choose among.

The issue I am having with opening another bank acct is the fact that banks require you to have a minimum balance in it or have a direct deposit coming in every month for you to operate the account free of charge. I am not a very high earner and so cannot afford to just leave an account dormant over a long period while getting charged by the bank.

[slokor]

Originally Posted by urfriend

The issue I am having with opening another bank acct is the fact that banks require you to have a minimum balance in it or have a direct deposit coming in every month for you to operate the account free of charge. I am not a very high earner and so cannot afford to just leave an account dormant over a long period while getting charged by the bank.

If you cannot afford a few dollars for that sort of fee then you have far more serious issues...
Takes money to make money and this is just a cost of doing business...

[StealthGirl]

Most major banks now offer very simple checking accounts for free. I think chase liquid is like $4.95 a month. They are geared towards people who do everything online, rarely call customer service and never go into the branch for frivolous things.

[rsot]

Originally Posted by urfriend

The issue I am having with opening another bank acct is the fact that banks require you to have a minimum balance in it or have a direct deposit coming in every month for you to operate the account free of charge. I am not a very high earner and so cannot afford to just leave an account dormant over a long period while getting charged by the bank.

Many credit unions have great deals with no-balance no-fee chequing accounts I have seen when visiting

[Vernom]

Originally Posted by rsot

Many credit unions have great deals with no-balance no-fee chequing accounts I have seen when visiting

give exact names,dont make sense to type many.you not help him with nothing

[yankee]

MOST banks and credit unions have free checking accounts. MOST.

[yankee]

Originally Posted by Vernom

give exact names,dont make sense to type many.you not help him with nothing

Dont be a lazy person. We dont work for members. It is not helpful to spoonfeed lazy people. They need to learn to help themselves too.