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Old 01-11-2019
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Default Paypal negative balance

Hi, I have a negative balance of $300 on my limited PayPal account.

If I don't pay back, will they reverse transactions I made to others pay to recover the balance?

Has this ever happened to anyone?

Or will they only keep calling & emailing me to get me to pay the balance instead?
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Old 01-11-2019
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Default Re: Paypal negative balance

Is the account in your real details?
If so, they might send it to collections and it may affect the credit of that individual.

They might try and take money from any other funding sources you might have attached, such as bank.
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Old 01-11-2019
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Default Re: Paypal negative balance

Welcome to the forum - all the best as you master stealth

nickopedia is correct - PP can try to withdraw amount from sources of payment on your pp account.

Why is your balance negative OP?
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Old 01-11-2019
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Default Re: Paypal negative balance

Quote:
Originally Posted by pizzaim View Post
If I don't pay back, will they reverse transactions I made to others pay to recover the balance?
No, they aren't going to punish other merchants for your debt. Like everyone else has said, they'll first try charging your backup payment methods before sending your debt to a collections agency.

I'd pay up if I were you.
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Old 01-11-2019
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Default Re: Paypal negative balance

If you owe it then pay it....
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Old 01-11-2019
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Default Re: Paypal negative balance

Quote:
Originally Posted by rsot View Post
Welcome to the forum - all the best as you master stealth

nickopedia is correct - PP can try to withdraw amount from sources of payment on your pp account.

Why is your balance negative OP?
A customer opened a chargeback with their bank (I did copywriting and design for them)

I did fight it, but I lost, because it was opened with their bank, and not PayPal directly.

They are easy to win if they are opened with PayPal directly.
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Old 01-11-2019
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Default Re: Paypal negative balance

Quote:
Originally Posted by nickopedia View Post
Is the account in your real details?
If so, they might send it to collections and it may affect the credit of that individual.

They might try and take money from any other funding sources you might have attached, such as bank.

The linked bank account is closed, will they really try to collect for just $300?

I'm assuming it would be better to take no chances and just pay it off.
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Old 01-11-2019
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Default Re: Paypal negative balance

Quote:
Originally Posted by pizzaim View Post
The linked bank account is closed, will they really try to collect for just $300?

I'm assuming it would be better to take no chances and just pay it off.
They'd refer it to collections for $30. It's automated. They would rather get $200 from you (or whatever % the collection agency doesn't take) than nothing at all. In the $30 example they'd rather get $20 than nothing at all.
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Old 01-19-2019
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Default Re: Paypal negative balance

get a legal advice about how to fight the wrong debt may be lawyer can give good advice but sine the amout is low there is not much to worry about unless you add ssn in which they might effect your score rest everything is fine my stealth account is negative 800$ nothing happen
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Old 01-19-2019
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Default Re: Paypal negative balance

Quote:
Originally Posted by bugmyday View Post
get a legal advice about how to fight the wrong debt may be lawyer can give good advice but sine the amout is low there is not much to worry about unless you add ssn in which they might effect your score rest everything is fine my stealth account is negative 800$ nothing happen
Would you say business is good?
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Old 01-25-2019
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Default Re: Paypal negative balance

in most of cases they will not do anything. they just will close your account.
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