Each of the US banks has a different time allowance. The big name banks normally have the 90 days. Smaller banks, credit unions may have a longer period. It depends on the bank and the relationship the customer has had with them. In other posts I have recommended that if a bank account is closed, it be done at a branch: the customer can get the name of a staff member, discuss what exaclty might happen: in other words decrease the chance of unexpected charges. It is a form of 'insurance' to do it this way. If an account was correctly closed, why should the former customer be made to pay bank charges?
__________________ REAP WHAT YOU SOW. LIFE IS SO NOT FAIR. |