Re: WF is down - it's probably not a good idea to withdraw to your WF accounts
If I may speculate, all signs are pointing to a hack. (thanks a lot h4ck, you're a dick) So far the official story from WF's PR team is that the fire suppression system at a data center in Minneapolis has taken out literally their entire infrastructure.
Considering that even a small local credit union would have redundant hot-swappable backups in multiple cities, it sounds to me like they're trying to cover something up. There's just no way their entire system runs off of one data center in one city. Banks and hospitals have Cloudflare level redundancy x10.
Even if Wells Fargo disappeared entirely I would think debit card transactions would continue to process since those are handled by Visa/MC who have their own records of your account balances. It's strange that not even debit cards are working.
If anyone needs to access money from them today or pay for something, people on Twitter are saying your card won't decline if you run it as credit. But there's no telling how long that will work.
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