Re: UK car insurance
Car coverage in the EU and UK is far more flexible than in the USA.
For example, I spend a great deal of my time overseas, so naturally I don't drive my car which I keep in the USA very often. No insurance company in the USA will write a temporary policy, or one less than six month. I one called at least 20 or 25 companies, including all the majors (Progresssive, Allstate, State Farm, Farmers, GEICO, etc) and they all told me the same thing. They DO NOT write any policies for less than six months.
In the EU, Australia, etc you can easily get cover for a little as one day, a week, month, or however long you like. Regulations in the USA make that impossible.
Also in a few states some carriers are experimenting with "pay as you go" insurance whereby they plug a little gizmo into your vehicles OBD port and track your movements, and how much you drive. You are usually billed by the mile, and/or the amount of time you have the vehicle in use.
Some people might find having their insurance carrier know everything they are doing a bit weird, or unsettling, but if it meant saving money on your policy to give up that "privacy" would you do it? You'd be surprised how many people would actually go for that.
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