How to pay ebay fees & do it safely

[Here We Go Again]

Originally Posted by rollins121

Does this method still work?

This will always work as far as I can tell.

[glacier922]

I know hwga and many others say to pay eBay fees religiously thru gift card, one of the reasons is that pp could be limited. Right now it is becoming a bit inconvenient. For one, the vanilla gc never seem to be in stock so I got to spend gas to find that one retailer that might have it. Another is that activation fee.

I got an eBay acct that has 9 fb, PayPal bank verified and I owe about 30 bucks in fees. Is it safe just to use the one time payment option for PayPal or should I just go out and find another vanilla? Thanks

[Sandy D]

I run 100s of accounts and never an issue paying my fees with paypal ever.

[mctrader07]

Originally Posted by Here We Go Again

You have just linked your account in a way that you are trying to avoid.

Stop making it harder than it has to be.

im laughing so hard some people just can' t keep it simple

[Salvo]

Any recommendations for cards to originally add? I just am worried about the new seller 21-day holds, and them trying to auto-debit me. I was going to just use paypal to pay fees each time, but you can't during the holds...

[namjonesvn]

Will Vanilla gift card work?

It seems like using Prepaid gift card is the safest choice. However, I am concerned about the Activation fee. I dont make much money from EBAY and I have to pay activation fee every month for a gift card


If the point is not to let EBAY access to your Paypal account, Can I just pay the fee/balance as soon as I receive the invoice from Ebay (using my Paypal) ?

-Thanks

[bluestraps]

I uses to wait until the end to pay fees. Sometimes I was in the area of 60.00. Now I will pay as I go , This also helps you figure out what its costing you for each transaction/ If you pay your fees with paypal. all should be good .

[nerecit]

Is this absolutely necessary? I just pay with my paypal balance

[Dmshark25]

I also pay with my paypal balance and it works fine for the last couple years.

However, 5 days before eBay will automatically take the funds, I just do a one time payment and pay from my available balance

The reason is to control your funds, eBay is sneaky and although funds are available and enough to cover the bill sometimes eBay does tricky things like initiate payment from your bank account or credit card, possibly to check the name on your bank???

Not sure, but this has happened, so it's better to make the payment yourself no matter where the payment is from make it yourself, and never use your bank account

[Underhand]

Does this still work? And does it work in the UK? Thanks

[aking]

Yea I pay mine from my balance before ebay tries to get it automatically. I never let my balance go over $10. I like to control the pay outs so I pay a few times a month.

[rsot]

Pay all my accounts in advance with VCC/gift CC to avoid PP dipping

[GreenBean]

Originally Posted by Underhand

Does this still work? And does it work in the UK? Thanks

Yes and yes.


Always keep control of your own monies.

Good Luck

[Spacecowboy99]

Thanks HWGA for all this info.

I have read a lot of the comments within this post but cant find the answer I am looking for.

With regards to the setup in the UK:
I understand where you are coming from with one of the advantages being they cant chase you for these fees and tarnish your credit score should an EB/PP acc get limited/suspended. I dont understand how using a VCC to pay your fees manually hides any info from EB? When you setup a PP account you have to add a bank account right? if so then once they EB account is linked to the PP account (which must be done too right?) then surely EB has access to all your PP info rather than just the means by which you pay your fees? And even if EB doesnt have access to your bank details (as you pay with a VCC), should your EB/PP get suspended/limited, PP will look for the outstanding fees from your bank account as your VCC has no funds?

Which is why I am wondering why it is any worse paying your EB fees auto from your PP balance and should EB/PP get susp/limited then you just close this bank account and make sure there are no fees in your VCC?

Thanks,
Spacecowboy99

[Spacecowboy99]

[QUOTE=GreenBean;612182]Yes and yes.


Anyone know the answer to my recent question (above)?

Thanks

[rsot]

VCC doesnt "Hide" your info from eB - you are still in the system with the PP/eB.

What it allows is that your PP funds are not touched...which is important because if you have any funds that are on holds or on "soft review" (meaning if you try to withdraw, you will be limited) then eB doesnt touch that - I am giving few examples

[GreenBean]

Originally Posted by Spacecowboy99

Which is why I am wondering why it is any worse paying your EB fees auto from your PP balance and should EB/PP get susp/limited then you just close this bank account and make sure there are no fees in your VCC?

Thanks,
Spacecowboy99

Under UK banking regulations, you give paypal a direct debit mandate which means they can touch your bank account when they want.


If, you do not allow them to touch a bank account for fees, you are keeping the upper hand of control.

[peterspike]

This is a really good idea I will have to find VCC I can use for this in the UK.

[Spacecowboy99]

Originally Posted by rsot

VCC doesnt "Hide" your info from eB - you are still in the system with the PP/eB.

What it allows is that your PP funds are not touched...which is important because if you have any funds that are on holds or on "soft review" (meaning if you try to withdraw, you will be limited) then eB doesnt touch that - I am giving few examples

Thanks rsot... I think I have grasped the concept.

So basically, there is no advantage of this way over the following scenario:
about to reach my PP limit (£1900) - I withdraw all the funds out. PP limited.
Now I hear back that PP have suspended me (or whatever the term is) as my credit checks/driving license failed their checks.
I now close my bank account.

Am I right?

The advantage of your (and hwga's) way of doing things is in the scenario that PP puts a limitation on your account, EB does not look to your PP for these fees nor does it look to PP for these fees. This in turn means you can choose to withdraw all PP funds without paying EB fees (if you want).
This also means that EB cannot take their fees from your bank in the event you dont have the full balance in your PP account and also in the event that they make a 'mistake' and withdraw funds from the wrong place thus shutting EB down?

Is this right? Am I missing anything?

Thanks,
SC99

[Spacecowboy99]

Originally Posted by GreenBean

Under UK banking regulations, you give paypal a direct debit mandate which means they can touch your bank account when they want.


If, you do not allow them to touch a bank account for fees, you are keeping the upper hand of control.

Yes but if your bank is closed at the time of limitation it doesn't matter no?

[Bmw520]

Very well written thanks

[livelifewild]

I am not sure if this helps anyone but what I have been doing for years is:
keeping the funds in my paypal account and having my paypal linked to my ebay as the default payment method. And it is taken out automatically from my paypal monthly.

If I do not have enough funds in the paypal account, and since the bank accounts are usually VBA (plus you do not want them withdrawing from you bank real or not) I usually have a prepaid credit card on file with paypal. I will load funds and pay the fees thru paypal with my credit card.

I understand that it is tedious with the gift card/ prepaid credit card. However if you do your research you can find virtual credit cards that work with paypal (my experience I still havent found one that works if you directly link it to ebay). With it being a virtual credit card you can add funds whenever you need to online without going any where or needing a greenpak or so on. Its easy and convenient.

Hope that helps!