I simply said you were making a presumption not that it was an incorrect presumption, it may correct.
You might want to have a little read over some of your posts recently because they come across like you’ve got a splinter stuck somewhere it shouldn’t be. It’s really off putting
There you go again with your need to troll me. I might know more about their circumstances than you do.
But the irony of course is that to suggest I'm wrong implies you know their circumstances too in which case you'd be discouraging them - or at least if you've any decency you would.
They asked which one they should go for, not if P2P investments were a risk worth considering. Given they provided a broken link to a crappy site and then asking low grade stealthers for advice it seemed only appropriate to tell them to walk away. They clearly haven't got a clue what it's all about and risking what little capital they have would be foolish.
But in your world that's 'shooting someone down'.
A fool and their money are easily parted, there's plenty of websites who will take money without any conscience whatsoever. I think we both know one.
To be fair, you do come off as a pompous twat pretty often. You usually have a valid point of view playing devil's advocate, so I don't necessarily see it as a bad thing "all" the time.
Sharing my 2 cents as an observer, no hard feelings.
passive income with lending 
