Calling in for credit card credit raises?

[Payelectronica]

If all your other credit is in order and your score is still at or near where it was when you applied then yes you should be fine with a $1500 balance on a $9500 card. They should be happy to increase you.
If you don't want to have to submit documents then only ask for 24k. Anything over that and Amex will ask for proof of income and tax information. I think someone confirmed this earlier in the thread.
Also if you don't get the full 24k they will most likely come back with an offer of there own. I asked for 18k when I was at 6k and the countered with 12k which I happily accepted.

[Payelectronica]

Also when you make your payment you have to check and make sure it posted to your credit report and not just your credit statement.

[glacier922]

do I have to order that or something? I got the free score report thru b of a. Definetely considering that Amex business card.

[rsot]

Originally Posted by glacier922

do I have to order that or something? I got the free score report thru b of a. Definetely considering that Amex business card.

Your credit card company should be able to confirm posting of the payment on your account and credit history. I have inquired about this before to Visa, MC, and Amex

[yankee]

More importantly as far as reporting is knowing when the card company reports to the bureaus and making sure that you are always below the 30% before hand. It is as simple as calling and asking. It is every 30 days but not always on your statement day.

[Payelectronica]

Originally Posted by rsot

Your credit card company should be able to confirm posting of the payment on your account and credit history. I have inquired about this before to Visa, MC, and Amex

You want to confirm that your payment for that month has hit your credit report not your credit card statement. The credit card companies look at your credit report When considering credit not your statement. The report tells them everything they need to know about all of your statements.