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  #1  
Old 06-11-2010
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Default Paymate questions?

I heard that you're allowed more than one Paymate account and also that you're able to link those Paymate accounts with different eBay accounts. Is this really true?

1. If so, how many Paymate accounts are you allowed?

2. Does Paymate share any info with eBay for them to link in any way?

3. If you get an eBay account suspended, would you be able to just create a new stealth eBay account and link the old Paymate to that account without getting noticed?

4. Finally, does the eBay account information and the Paymate account information need to match?

Please answer to the best of your knowledge.
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  #2  
Old 06-11-2010
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Yes you can have more than one account. Not sure on how many you can have, paymate do not share you info with ebay. No info do not need to match ebay account.
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  #3  
Old 06-11-2010
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1. From what the people at Paymate have told me there was no limit on the amount of accounts you could have. Now I am sure you couldn't have like 100 going at one time. They may wonder??

2. Paymate does not share your info with Ebay in any way shape or form. All of my Paymate accounts are in my real name and they are all hooked to stealth Ebay accounts.

3. If you get a Ebay account suspended then the Paymate account is basically useless. You can not change the Ebay account that the Paymate account is linked to. I asked them about it and they said "Just open another account".

4. See my answer to #2

Hope this helps as I have been using Paymate for many months and this is all based on my experiences with them.
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Originally Posted by jamblix View Post
I heard that you're allowed more than one Paymate account and also that you're able to link those Paymate accounts with different eBay accounts. Is this really true?

1. If so, how many Paymate accounts are you allowed?

2. Does Paymate share any info with eBay for them to link in any way?

3. If you get an eBay account suspended, would you be able to just create a new stealth eBay account and link the old Paymate to that account without getting noticed?

4. Finally, does the eBay account information and the Paymate account information need to match?

Please answer to the best of your knowledge.
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Old 06-12-2010
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This seems almost too good to be true. Definitely getting a Paymate account very very soon. One last question is how strict are they? Would they limit or suspend a seller just as easy as Paypal would? Putting it more simply is it safe to sell VeRO with Paymate things liks DVDs, name brand clothes, sunglasses, electronics, etc?
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Old 06-12-2010
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I'm selling DVDs and Mac cosmetic with no problems so far. My account was suspend at first because i had feedback with low price items but when i sold high price items Paymate lift my suspension. I have been selling good with no problems for about 6months now.
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Old 06-12-2010
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I honestly don't think Paymate cares what you sell. As long as you don't start issuing refunds or have chargebacks then it is business as usual. I recently had 2 seperate BIN listings that sold a total of 40 items in a matter of a few hours. Later that week I was talking to one of the head guys at the US Paymate office and while he was looking through my account he asked me what i was selling that had 40 payments of the same amount for on the same day. I told him and he didn't even question me. This particular item is one that is guaranteed to get a Paypal account limited quick even if you sell only one of them.
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Old 06-15-2010
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That's a wonderful and informative post, guys! Thank you!

I have a question....If I have an aged seller account with 15 feedback but have sold only 4 things on it, do I have to sell 6 more in order to use Paymate?

What if this account doesn't have a PayPal account? Can I still sign up for Paymate?

Or, should I create a new PayPal account, verify and link it to the ebay account, then sell 6 more items, and only then switch to Paymate??

Thank you to everyone!
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Old 06-15-2010
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To sign up for a Paymate account you need to meet the following criteria.
-minimum 10 feedback as a seller within the last 6 months
- 98% or higher feedback rating

So you will need to get 10 feedback as a seller how ever you can. You do not need a Paypal account in order to get a Paymate account. You just need the stuff listed above.
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  #9  
Old 06-17-2010
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Another question that popped in my head. Paymate allows a maximum of $5000 that you can raise for a one time fee.

If you have multiple accounts under the same name do they each have their own $5000 limit or do they all fall under one account and each of them have a $5000 limit combined?
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Old 06-17-2010
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Default Local Paymate users?

Anyone tried it in Australia with similar results?
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Old 06-23-2010
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But 98% of ebay users use Paypal, don't they? So how would using Paymate be of any benefit to a seller? Are people allowed to send Paypal payments to Paymate users when they buy things on ebay or something? Someone please explain...
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  #12  
Old 06-24-2010
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Not having to worry about Paypal limitations is a HUGE benefit if not the most important. Especially for sellers who have Paypal limited with their real SSN attached to it. You can open fresh new Paymate accounts with your unused SSN.

Also, not having to worry about 21-day payment holds, withdrawing, selling VeRO and being shut down for whatever else bull**** Paypal can come up with.

The only downsides I see with switching to Paymate is the time it takes for payments to clear so you can ship out and maybe having a smaller customer base. I don't think the latter is too much of a problem. From what I hear people that switched to Paymate did not see a significant change in customers and the ones I'm researching using Paymate are doing just as good as their Paypal counterparts.

I made the switch on Monday. Got everything set-up and ready to accept payments in less than 30 minutes. Launched about 9 auctions for a test run and I've got plenty of bids and watchers already. We'll see how good the ending prices go up to on Saturday and Sunday. I'll update here, if I remember.
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Old 06-24-2010
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I just signed up for paymate took about a minute and they didn't ask for ssn, it seems like you could have stealth accounts just like paypal, anyone try that yet?
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  #14  
Old 06-24-2010
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Hm, they asked for my SSN twice when I did it. One for company details, a business tax ID or a SSN if it's a sole proprietorship. The second was for the SSN of the owner./

They're both red star requirements and I couldn't leave them blank or continue without them. How did you do it? Can you accept payments?
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Old 06-24-2010
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I just filled out the form and logged in and it says I have $5000 a month selling limit, I haven't linked it with an ebay account yet, maybe they ask for it later.
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Old 06-24-2010
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Oh yeah now I remember, I think once you enter your "Merchant Details" is when they ask for both of them.
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Old 07-05-2010
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so can you give them your real ss number if your real ss number is part of a suspended paypal account?
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  #18  
Old 07-08-2010
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Yes, my Paypal with my real SS# attached to it was suspended LONG ago like 5 years ago. I used my real SS# with Paymate and so far everything has been smooth sailing.

The only downfall is the time it takes for the payments to actually hit your bank account. It is taking FOREVER!
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Old 07-11-2010
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Their website says:

"USD Payments: Will be paid from 5-10 business days later, allowing for payments that may be delayed by our risk assessment system, domestic versus international payments and any delays in posting credits at your bank."

How long in practice does it actually take? 5-10 business days doesn't sound too bad compared to Moneybookers.
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Old 07-11-2010
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will this paymate ever come to the uk?
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Old 07-27-2010
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What happens when your feedback drops below 98% ? I signed up with 98.1% the day after I get 1 neg that drops it down to 96.5%, I need about 40 feedback to get back to 98% does paymate suspend for that?
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  #22  
Old 07-27-2010
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Above 95% should be fine.
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