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Payment Processing Discuss payment processing with PayPal, Stripe, Authorize.Net, Bitcoin and other processors for your products and services.

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  #1  
Old 05-26-2011
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Default Bad Credit Merchant Account

Anyone know of any bad credit merchant accounts that are any good?

is ProPay like PayPal in the way that anyone can use them and not get declined?

My credit has recently took a dip because I am an authorized user on 2 of my wifes credit card that she had before we even met. She lost her Job a few months ago and we fell behind on our bills and she had to consolidate her Credit cards which hurt my credit as well recently. It dipped like 30 points. Now im having trouble getting approved because of it.
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Old 05-26-2011
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Are you trying to use ProPay for ebay, or outside of eBay? I didn't know they went by credit check, I just figured you join, and you're all set to go. You should give it a try, I doubt they'd decline you, at least I hope not, and if it's for ebay you must be a powerseller. It's around $70 per year, and you get a propay master debit card, so you can have your money asap in your pocket.
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Old 05-26-2011
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yes its for ebay and yes i am a bronze powerseller
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Old 05-26-2011
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You should be good to go, I always wanted to use propay, but never made it to powerseller status. If you like the paypal debit card you should like ProPay's. Good Luck!
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Old 05-26-2011
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Just did, they only allow a $3,000 per month processing limit....
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Old 05-26-2011
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$3k per month is a good amount to be processed.

If it was for me, i would apply for it instantly.
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Old 05-31-2011
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Quote:
Originally Posted by Killed by Ebay View Post
Just did, they only allow a $3,000 per month processing limit....
My ProPay limit is over 10K.
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Old 06-01-2011
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Quote:
Originally Posted by Road-Kill View Post
My ProPay limit is over 10K.
And you breach this monthly, yes?
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Old 06-01-2011
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I'm not going to post any of my finances on the net. I was just posting to let people know ProPay will give people higher limits than $3,000 per month.

I'm am a full time seller and grossing 10k is a low amount for full time sellers. That's a problem with a lot of new sellers, gross and net are never things they never think about. They start selling and see some numbers then start undercutting other sellers, but never make any money. By the time they figure it out, the next newbie comes along.

If you're credits not that good ProPay will require a security deposit but will still do business with you.
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