CCNow Guide - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > General Discussions (Off-Topic) > Entrepreneur > Payment Processing

Payment Processing Discuss payment processing with PayPal, Stripe, Authorize.Net, Bitcoin and other processors for your products and services.

Reply
 
Thread Tools
  #1  
Old 12-15-2011
Junior Member
 
Join Date: Oct 2010
Posts: 52
Thanks: 5
Thanked 9 Times in 2 Posts
Activity: 0%
Longevity: 70%
iTrader: (0)
Default CCNow Guide

Okay, I've been receiving MANY messages in regards to how to use CCNow. In this thread, I am going to explain what I have been doing with great success.

1) Register with CCNow: To do this you are going to need a Registered Business # and Business Bank Account. You will be giving CCNow your REAL information. In the U.S. you can have your funds Direct Deposited into your bank account. I am in Canada but have a U.S. Dollar bank account, but for some reason they can't Direct Deposit into it, so I am mailed cheques every couple of weeks.

2) Fees & Payments: I forget now, but when you first set-up your CCNow account, you will not receive your 1st cheque or direct deposit for 6 weeks(?) from your FIRST SALE. After that initiation period, you can select to receive your payments every 2 weeks, 4 weeks, when you reach a certain amount, etc, etc. The fees are a % of interest per sale (4.99% + $0.50 per transaction - on gross sales). There is also a $10.00 monthly fee, however this fee is waived if you earn more than $100.00 that month.

3) This is the important one. Using CCNow with e b ay:
Before using CCNow, I decided to talk to e B ay Live Chat, 2 or 3 different times, to ask them if CCNow is and accepted form of receiving payments. Each chat representative told me that it is NOT RECOMMENDED, however, it is allowed. I have saved these chats to cover my bases.

I DID NOT register a Merchant account on e B ay to use CCNow. What I do is this --- I use Auctiva to list on e B ay. Under the Checkout setting in Auctiva, I click the boxes that say, "I accept P ay P al Payments" & "I accept Merchant Visa, MasterCard, Amex, etc." Here's the key... Under the "I accept P ay P al Payments" checkbox, there is another box where you are asked to input your P ay P al e-mail address, where you would like the P ay P al payments to go to. In this box, put in one of your REAL e-mail addresses, but DO NOT put in an e-mail address registered to P ay P al. The reason I say this is for 2 reasons:

1st Reason - Buyers tend to not read the listing in its entirety. In my e B ay listings, I state that I accept P ay P al and Credit Card payments THROUGH CCNOW. I also state that they are to wait for an invoice from CCNow to be sent to their e-mail address and to NOT pay directly to our P ay P al address, as the payment will go unclaimed. Now, A LOT of times the buyer will just checkout using P ay P al, and will not wait for the invoice to be sent to them (because they didn't read the listing properly). When they do this, their payment will not be deposited into your P ay P al account because you inputted an e-mail address that is NOT associated with P ay P al. When they do this, you will receive an e-mail from P ay P al that will state something like this: "You have unclaimed funds. Please register with P ay P al in order to receive your funds." Because you put in a different (but real) e-mail address, the funds that the buyer sent to you did not get deposited into a P ay P al account, which in turn means there will be NO HOLD on your funds and no other issues with P ay P al. Now, when the buyer does that and you receive the e-mail from P ay P al (asking to register to receive funds), you will need to contact the buyer and tell them that their initial payment will go unclaimed because as the listing CLEARLY stated, you don't use P ay P al, you use a Merchant Account but they can still pay via P ay P al. Tell them to wait for the invoice from CCNow to be sent to them.

2nd Reason - If you don't input a P ay P al account e-mail address, and only check off "I accept Merchant Visa, MasterCard, etc, etc" you will need to apply for an e B ay Merchant account. Basically what I am saying is to follow these steps to be able to accept payments with a Merchant Account (CCNow) without having to apply to e B ay to accept payments with a Merchant Account.

If you do not want to use P ay P al to accept payments at all, then these steps are crucial because 2 out of 5 buyers will not follow your instructions and will send their payment directly to your P ay P al account.


4: How to send the CCNow invoice:
Upon selling your item, e B ay will send you an e-mail that tells you who the buyer is, their e-mail address, e B ay auction #, and total price. To send the invoice to the buyer, you simply log-in to your CCNow account, click on "Auction Invoice" and input the information that it asks for (Auction #, buyers e-mail address, total price, etc). The click 'Send.' That's it. The buyer will receive the invoice, click on the link to make payment, and then can choose to Pay via P ay P al or Credit Card.

I'm probably forgetting some other information, but hope this will help others out! The main point is to use an e-mail address for P ay P al payments, that IS NOT registered to P ay Pal, but is a real e-mail address that you can check on. Wow, my explanation seems like it is very confusing

Hope this helps!

Last edited by schaffer84; 12-15-2011 at 03:04 PM.
Reply With Quote
The Following 8 Users Say Thank You to schaffer84 For This Useful Post:
karmaz (11-06-2013), kronengriffharry (07-30-2012), MoneyUnlimited (12-27-2011), oge (12-16-2011), SUVE (01-27-2012), troyzz (02-01-2012), unkown5454 (12-16-2011), usmanchughtai (03-09-2012)
The complete step-by-step guide to get back to selling today!

  #2  
Old 12-15-2011
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,646
Thanks: 4,583
Thanked 7,021 Times in 6,395 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default

A solid start - I will input later when I can take the time so decipher it out. There are a few caveats to be careful as not every buyer will like this.

One glaring point is that mentioning CCNOW in your auction list can lead to problems if caught on by eb.
Reply With Quote
The Following User Says Thank You to rsot For This Useful Post:
MoneyUnlimited (12-27-2011)
  #3  
Old 12-15-2011
Junior Member
Threadstarter  
 
Join Date: Oct 2010
Posts: 52
Thanks: 5
Thanked 9 Times in 2 Posts
Activity: 0%
Longevity: 70%
iTrader: (0)
Default

Sure! Any input would be greatly appreciated. From my experiences, I have never had any problems with buyers not liking this. They've made mistakes (paying directly to P ay P al), but once explained to them they have followed the CCNow checkout process without question
Reply With Quote
  #4  
Old 12-15-2011
Junior Member
Threadstarter  
 
Join Date: Oct 2010
Posts: 52
Thanks: 5
Thanked 9 Times in 2 Posts
Activity: 0%
Longevity: 70%
iTrader: (0)
Default

Quote:
Originally Posted by rsot View Post
One glaring point is that mentioning CCNOW in your auction list can lead to problems if caught on by eb.
That is a good point, which leads me to this...

CCNow is actually not considered to be a "Merchant Account" per say. That being said, when using CCNow you shouldn't actually need to register a Merchant Account with eb. And, when I asked them if it's an accepted form of receiving payments, they said not recommended, but yes.

Haven't had any issues yet, but it has crossed my mind...
Reply With Quote
  #5  
Old 12-15-2011
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,646
Thanks: 4,583
Thanked 7,021 Times in 6,395 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default

True - I am still going to reread your post later once away from work but CCNow is not a merchant account (as you correctly stated) but it is also NOT on the list of accepted payment methods by eb so...in that respect, it's a potential dicey situation.
Reply With Quote
  #6  
Old 12-15-2011
Junior Member
Threadstarter  
 
Join Date: Oct 2010
Posts: 52
Thanks: 5
Thanked 9 Times in 2 Posts
Activity: 0%
Longevity: 70%
iTrader: (0)
Default

Ahh, I gotcha
Reply With Quote
  #7  
Old 12-15-2011
cortex's Avatar
Executive [VIP]
 
Join Date: Sep 2008
Posts: 1,261
Thanks: 133
Thanked 143 Times in 93 Posts
Activity: 0%
Longevity: 86%
iTrader: (0)
Default

awesome stuff! - keep us posted and updated
__________________
ʎɐqə ɯoɹɟ pɹɐoqʎəʞ ɐ ʎnq ı əɯıʇ ʇsɐl əɥʇ sı sıɥʇ
Reply With Quote
  #8  
Old 01-10-2012
Gman91189's Avatar
Senior Member
 
Join Date: Jan 2011
Posts: 837
Thanks: 267
Thanked 110 Times in 79 Posts
Activity: 0%
Longevity: 68%
iTrader: (-1)
Default

Do you REALLY need a registered business # and business bank account??
Reply With Quote
  #9  
Old 01-23-2012
Junior Member
 
Join Date: Feb 2012
Posts: 0
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 59%
iTrader: (0)
Default

An answer to Gman's question would be great.
Reply With Quote
  #10  
Old 01-24-2012
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,646
Thanks: 4,583
Thanked 7,021 Times in 6,395 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default

Any US bank account will do - dont need a registered business but you will need a website.
Reply With Quote
  #11  
Old 01-24-2012
slapped's Avatar
Executive [VIP]
 
Join Date: Mar 2010
Posts: 3,341
Thanks: 389
Thanked 1,397 Times in 866 Posts
Activity: 0%
Longevity: 74%
iTrader: (4)
Default

As RSOT above stated Ebay can be a Problem,,I also know that CCNow is VERY adept at booting accounts, almost as good as Paypal,,there are More Choices that will accomplish the same goal..

2checkout
Fastspring

BOTH of these companies will work fine.

There is also Worldpay, but the word was that they were going to STOP Accepting Paypal Payments, I do NOT Know if that ever Happened.

Then there is XOOM,,They accept Paypal on your behalf in MOST, But NOT ALL Countries. They do NOT accept Paypal for U.S. Customers
__________________
The 3 Keys to Success are:,,,,Research, Research, and More Research,,,,,
Reply With Quote
The Following User Says Thank You to slapped For This Useful Post:
kronengriffharry (07-30-2012)
  #12  
Old 01-24-2012
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,646
Thanks: 4,583
Thanked 7,021 Times in 6,395 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default

Very nice list Slapped - never heard of Fastspring.
Reply With Quote
  #13  
Old 02-13-2012
Junior Member
 
Join Date: Feb 2012
Posts: 27
Thanks: 1
Thanked 2 Times in 2 Posts
Activity: 26%
Longevity: 59%
iTrader: (0)
Default

This is some good info as I am trying to stay far away from payp*l
Reply With Quote
  #14  
Old 02-24-2012
Junior Member
 
Join Date: Nov 2011
Posts: 34
Thanks: 0
Thanked 2 Times in 1 Post
Activity: 0%
Longevity: 61%
iTrader: (0)
Default

Quote:
Originally Posted by slapped View Post
As RSOT above stated Ebay can be a Problem,,I also know that CCNow is VERY adept at booting accounts, almost as good as Paypal,,there are More Choices that will accomplish the same goal..

2checkout
Fastspring

BOTH of these companies will work fine.

There is also Worldpay, but the word was that they were going to STOP Accepting Paypal Payments, I do NOT Know if that ever Happened.

Then there is XOOM,,They accept Paypal on your behalf in MOST, But NOT ALL Countries. They do NOT accept Paypal for U.S. Customers
thanx for the info i've learned so much here its insane
Reply With Quote
  #15  
Old 02-24-2012
Senior Member
 
Join Date: Aug 2011
Posts: 699
Thanks: 16
Thanked 96 Times in 76 Posts
Activity: 0%
Longevity: 63%
iTrader: (1)
Default

the webpage is what is killing me. what does ccnow define as an acceptable webpage?

when i used to sell years ago i did this using quickbooks and a intuit merchant account. worked really good. took a lot of time to hand key invoices, but it was worth it
__________________
stealth (n): the act or action of proceeding furtively, secretly, or imperceptibly

Last edited by seanws30; 02-24-2012 at 05:26 PM.
Reply With Quote
  #16  
Old 02-24-2012
Gman91189's Avatar
Senior Member
 
Join Date: Jan 2011
Posts: 837
Thanks: 267
Thanked 110 Times in 79 Posts
Activity: 0%
Longevity: 68%
iTrader: (-1)
Default

Ccnow is no good for software and DVDs
Btw
Reply With Quote
  #17  
Old 02-24-2012
Gman91189's Avatar
Senior Member
 
Join Date: Jan 2011
Posts: 837
Thanks: 267
Thanked 110 Times in 79 Posts
Activity: 0%
Longevity: 68%
iTrader: (-1)
Default

Quote:
Originally Posted by schaffer84 View Post
Okay, I've been receiving MANY messages in regards to how to use CCNow. In this thread, I am going to explain what I have been doing with great success.

1) Register with CCNow: To do this you are going to need a Registered Business # and Business Bank Account. You will be giving CCNow your REAL information. In the U.S. you can have your funds Direct Deposited into your bank account. I am in Canada but have a U.S. Dollar bank account, but for some reason they can't Direct Deposit into it, so I am mailed cheques every couple of weeks.

2) Fees & Payments: I forget now, but when you first set-up your CCNow account, you will not receive your 1st cheque or direct deposit for 6 weeks(?) from your FIRST SALE. After that initiation period, you can select to receive your payments every 2 weeks, 4 weeks, when you reach a certain amount, etc, etc. The fees are a % of interest per sale (4.99% + $0.50 per transaction - on gross sales). There is also a $10.00 monthly fee, however this fee is waived if you earn more than $100.00 that month.

3) This is the important one. Using CCNow with e b ay:
Before using CCNow, I decided to talk to e B ay Live Chat, 2 or 3 different times, to ask them if CCNow is and accepted form of receiving payments. Each chat representative told me that it is NOT RECOMMENDED, however, it is allowed. I have saved these chats to cover my bases.

I DID NOT register a Merchant account on e B ay to use CCNow. What I do is this --- I use Auctiva to list on e B ay. Under the Checkout setting in Auctiva, I click the boxes that say, "I accept P ay P al Payments" & "I accept Merchant Visa, MasterCard, Amex, etc." Here's the key... Under the "I accept P ay P al Payments" checkbox, there is another box where you are asked to input your P ay P al e-mail address, where you would like the P ay P al payments to go to. In this box, put in one of your REAL e-mail addresses, but DO NOT put in an e-mail address registered to P ay P al. The reason I say this is for 2 reasons:

1st Reason - Buyers tend to not read the listing in its entirety. In my e B ay listings, I state that I accept P ay P al and Credit Card payments THROUGH CCNOW. I also state that they are to wait for an invoice from CCNow to be sent to their e-mail address and to NOT pay directly to our P ay P al address, as the payment will go unclaimed. Now, A LOT of times the buyer will just checkout using P ay P al, and will not wait for the invoice to be sent to them (because they didn't read the listing properly). When they do this, their payment will not be deposited into your P ay P al account because you inputted an e-mail address that is NOT associated with P ay P al. When they do this, you will receive an e-mail from P ay P al that will state something like this: "You have unclaimed funds. Please register with P ay P al in order to receive your funds." Because you put in a different (but real) e-mail address, the funds that the buyer sent to you did not get deposited into a P ay P al account, which in turn means there will be NO HOLD on your funds and no other issues with P ay P al. Now, when the buyer does that and you receive the e-mail from P ay P al (asking to register to receive funds), you will need to contact the buyer and tell them that their initial payment will go unclaimed because as the listing CLEARLY stated, you don't use P ay P al, you use a Merchant Account but they can still pay via P ay P al. Tell them to wait for the invoice from CCNow to be sent to them.

2nd Reason - If you don't input a P ay P al account e-mail address, and only check off "I accept Merchant Visa, MasterCard, etc, etc" you will need to apply for an e B ay Merchant account. Basically what I am saying is to follow these steps to be able to accept payments with a Merchant Account (CCNow) without having to apply to e B ay to accept payments with a Merchant Account.

If you do not want to use P ay P al to accept payments at all, then these steps are crucial because 2 out of 5 buyers will not follow your instructions and will send their payment directly to your P ay P al account.


4: How to send the CCNow invoice:
Upon selling your item, e B ay will send you an e-mail that tells you who the buyer is, their e-mail address, e B ay auction #, and total price. To send the invoice to the buyer, you simply log-in to your CCNow account, click on "Auction Invoice" and input the information that it asks for (Auction #, buyers e-mail address, total price, etc). The click 'Send.' That's it. The buyer will receive the invoice, click on the link to make payment, and then can choose to Pay via P ay P al or Credit Card.

I'm probably forgetting some other information, but hope this will help others out! The main point is to use an e-mail address for P ay P al payments, that IS NOT registered to P ay Pal, but is a real e-mail address that you can check on. Wow, my explanation seems like it is very confusing

Hope this helps!
In addition to this, you could also just send the buyers requests for payments through another paypal account
Reply With Quote
  #18  
Old 03-02-2012
Junior Member
 
Join Date: Jun 2010
Posts: 109
Thanks: 0
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 73%
iTrader: (0)
Default

Quoting:

"In addition to this, you could also just send the buyers requests for payments through another paypal account"

Can this work?
Reply With Quote
  #19  
Old 03-02-2012
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,646
Thanks: 4,583
Thanked 7,021 Times in 6,395 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default

It can - if the buyers are ok with it.
Reply With Quote
  #20  
Old 03-02-2012
Gman91189's Avatar
Senior Member
 
Join Date: Jan 2011
Posts: 837
Thanks: 267
Thanked 110 Times in 79 Posts
Activity: 0%
Longevity: 68%
iTrader: (-1)
Default

Quote:
Originally Posted by eternal View Post
Quoting:

"In addition to this, you could also just send the buyers requests for payments through another paypal account"

Can this work?
All u have to do is put in the auctions that u will not be accepting payments made prior to receiving an invoice, use the same thing as above, and when u send them an invoice with another pp account just send them an invoice with the item name(NOT the NUMBER)
Meaning "paper clip" .29 cents etc...


If they pay anyway just reply to that payment (the email without a pp account) to use the invoice that was sent and cancel that payment

Yes, of course, ther will be some buyers who won't like this and just cancel the transaction or send a second chance offer for the other buyers
Reply With Quote
  #21  
Old 03-04-2012
Junior Member
 
Join Date: Jun 2010
Posts: 109
Thanks: 0
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 73%
iTrader: (0)
Default

And to pay the fees, can you use that other PP account you used to sell at the beginning? is there no linking with a 1 time payment?
Reply With Quote
  #22  
Old 03-04-2012
Gman91189's Avatar
Senior Member
 
Join Date: Jan 2011
Posts: 837
Thanks: 267
Thanked 110 Times in 79 Posts
Activity: 0%
Longevity: 68%
iTrader: (-1)
Default

Quote:
Originally Posted by eternal View Post
And to pay the fees, can you use that other PP account you used to sell at the beginning? is there no linking with a 1 time payment?
Use a gift card to pay fees
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
CCNOW--UPDATE--Pros/Cons- 07/2008 - CCNOW is FROWNED Upon on EBAY ebayhateluv Payment Processing 13 05-29-2010 11:34 AM
a bad news from ccnow - ccnow will can your account if you sell counterfeits jerry0202 Subscriber Discussions 15 06-27-2008 03:23 AM


Aspkin Group

All times are GMT -5. The time now is 04:03 PM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts