Please Help PayPal taking money from bank!

aking · #23 10-13-2017

Quote:

Originally Posted by nickopedia

I second aking's advise.

Let this account sit for awhile; stop selling and slowly get your money out. Let the account cool off a bit before using it again.

This is why you need multiple active accounts, spreading sales and not putting all your eggs in the same basket. That way if one goes down, at least you can continue sales on your other accounts. For every account you lose, start a new one.

southrnprincess · #24 10-13-2017

I agree but when I first started this account I was selling slowly and had just had a baby and he had some needs that I couldn't devote the time to do multiple stealth accounts. I've done it before but it wasn't feasible at the time. I'll be doing this now.

nickopedia · #25 10-13-2017

That's sad, having $4k tied up six months is no fun. Hopefully they will let you take it out after 180 days. Many people reporting that PayPal is now requiring ID verification before they will allow you to w/d even after 180 days are up.

Yea, start over. You can't safely use that EB account anyway with another PP long term.

Good luck.

southrnprincess · #26 10-13-2017

Thanks nick

aking · #27 10-13-2017

I dont know how people can do pre-sales without getting hammered. For one your not shipping anything out obviously b/c its not available yet. That sounds like trouble in Pay pals eyes.

southrnprincess · #28 10-13-2017

Yeah it's probably untenable unless you have a legit account and they approve it beforehand. Although with PayPal nothing is ever guaranteed.

empirestate · #29 10-13-2017

Quote:

Originally Posted by southrnprincess

Yeah it's probably untenable unless you have a legit account and they approve it beforehand. Although with PayPal nothing is ever guaranteed.

Cryptocurrencies are guaranteed...just saying...
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ebaystealth1974 · #30 10-13-2017

How so?

southrnprincess · #31 10-13-2017

I'm not really familiar with cryptocurrency - is it like bitcoin or something else?

nickopedia · #32 10-13-2017

PayPal was taking money "willy nilly" from the OP's bank account. This is PayPal's way of recovering money they seem entited to.

Unfortunately in the world of e-commerce, there is potential for fraud by both buyers and sellers. PayPal is in the middle of these transactions and will seek recourse if there is a dispute/chargeback.

Empirestate is simply stating his approval for cryptocurrency in general which is one way to prevent the shenanigans of PayPal, or any other third party payment processor. The fact is, just about any payment method with the exception of cryptocurrenies can be reversed.

For example, once you pay someone for a product/service with Bitcoin, it's done. Over. No chargebacks or disputes. Those payment cannot be reversed. This however present a potential problem IF the buyer feels they were screwed on a deal. There would be no recourse.

southrnprincess · #33 10-13-2017

Right - I'm not sure how many buyers would be agreeable to paying via bitcoin because of the lack of recourse. Hopefully in the future it will be more accepted by the general populous because obviously paypal is only one player in the huge time bomb usury scheme which is our current banking system.

nickopedia · #34 10-13-2017

In a perfect world we would all trust each other when making deals, but there is a lot of fraud out there. Any entity dealing with moving money has to deal with risk and fraud. PayPal has this down to a science, and it's all a numbers game to them.

southrnprincess · #35 10-13-2017

Haha just to add insult to injury ebay just emailed me to let me know I can now list 65,000 a month wtheck?

ebaystealth1974 · #36 10-13-2017

lol... those basterdz!

nickopedia · #37 10-13-2017

Oh, those dumba$$es!

southrnprincess · #38 10-13-2017

Do y'all think if I petition eBay to remove the two negative feedback I just got for refunding the buyers they would do it? I just don't understand how a buyer is allowed to leave negative for a item that was refunded to them!

I got a very nasty email too from a lady who is claiming I refunded her then took money out of her bank account?? How on earth does she suppose I did that? I showed her the refund confirmation on my side and she said I was full of sh*t. Her exact words. I told her to contact PayPal.

southrnprincess · #39 10-13-2017

And one said '⊗⊗⊗⊗ items do not buy'!! My items are NOT ⊗⊗⊗⊗ I doubt there's even a ⊗⊗⊗⊗ market, plus the items were never shipped so how could they say I sell ⊗⊗⊗⊗ items??

Isn't this like, retaliatory or something? Does eBay allow this?

nickopedia · #40 10-13-2017

As you will learn, eBay is full of fun characters, and some of them at time will make your blood boil.

There's an old saying: "You can never win an argument with an idiot"

The best thing to do as hard as it is to accept is to simply remain professional in your communications. Try not to argue, or get into a pissing match with your buyers. Just be nice, yet firm. If it ever comes down to a dispute with your buyer, what you write in eBay messages will be looked at by eBay's staff and may reflect on you.

As far as negative feedback is concerned, you might want to simply contact those buyers you already refunded and ask them if there was anything else you could have done, and ask "nicely" if they would be willing to change their review. You are allowed to send so many fb revision requests, so might as well try.

Unless the feedback left is in clear violation of EB's feedback policy, getting it removed may prove to be futile.

GreenBean · #41 10-13-2017

Quote:

Originally Posted by southrnprincess

Because I was already withdrawing a large amount and have gotten purchases since I've been limited. Has anyone experienced this or have any advice? I think I will tell the bank those withdrawals were not authorized. And cancel the account.

So you wanna lie to the bank? Sounds unwise

southrnprincess · #42 10-13-2017

What are you on about? I did NOT authorize those withdrawals from my bank - it's not a lie. I had a large amount in paypal to refund those buyers, and there is still money in there.

nickopedia · #43 10-13-2017

I think he meant that if you tell the bank it was "Unauthorized" that means to say you did not setup ANY relationship or prior agreement with PayPal.

I know it wasn't your intention to "authorize" those payments as PP reached into your bank without your approval, however you did agree to their User Agreement by using their service and that gave them the legal authority to do so, like it or not.

I'm not on PP's side here by no means, but I'm talking from a legal standpoint. There are other senior members of this forum who could chime in on this topic.

Yes, PayPal can be sneaky, but they hide and will protect themselves with that UA every time.

southrnprincess · #44 10-13-2017

Well my bank luckily doesn't care about their crappy user agreement - if they break the bank's rules then the bank will reverse the charges. Which they did. And I told the bank exactly what happened, I didn't say I had no agreement with them at all.