Re: Paypal UK online accounts.
Tide is a good account but you need to use your real details not stealth when opening. Open using the app with instant access if you're approved (which you more than likely will if you have the correct documents). You can have sub account too, 3 or 4 extra I think.
I'm pretty sure starling, monza and monese give you instant access too but I've not used these for PayPal
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