Ets.y stealth (VCC, personal info, IP and all that stuff)

[MissStealth]

Hey everyone!

I have been lurking few days here and I finally registered here again.

I had experience with steal.h in past, I purchased guide some years ago also.
In past I was able to link gift card, link IBAN, PP under new user account and within few minutes Et.y account was good to go.

But apparently things changed over time.

Some time ago I have tried to open new Et.y stealth account again and voila, prepaid card is no longer accepted.

So I am doing my homework now:

a) new user on new laptop (should be okay and enough)

b) new IP (I have dynamic one, reseting router will give me always new IP, is this enough? router is the same, so I am here a bit worried if changing only IP will be enough)

c) new phone number

d) new bank account with my real info (I am slightly worried, in past it worked like a charm, but now I see some people complaining that mismatches in names caused them problems... is et.y or their payment processor able somehow to know account holder name?

e) VCC - this cause me headache, seriously it does, as prepaid cards are no longer accepted and according E.sy's TOS, they now accept only classic credit/debit cards when it comes to the registration, which is of course not working in my case. I found out from forum that VCC still works but they can't be listed as prepaid in BIN details and this is my issue. I did a research in my country, so far no luck to find such a card, all prepaid in BIN details.
I had a look in Marketplace already that should solve my issue, somehow I am lost anyway. Would E.sy accept such a VCC as clearly there is no name and billing address registered under such a VCC?

f) new ID and address - will providing documents by me still works or do I need to use real ones? Somehow I am not familiar to use family or friends details like name, DOB, address, phone, bank acc.number, card... I simply don't want to use their details.

What about MAC address, could they trace this somehow? Router's settings or some unique identification of router, could this be traced this? Anything else I should be aware?

I am not at all tech person, but you can clearly tell that from my post

I hope this post and also other replies (thank you in advance) will help not only to me, but also to other people looking for similar or same answers for their questions.

[Sunny87]

Why do not buy a sim card just to have mobile data for this operation?
I would not use that router, as it might give you some ips previously used.

If you have a bank account, that account doesn't have a card attached? Or better, you may open a virtual bank account with card automatically generated.

In what regards the ID, I would really not use some creative ones.


I am still researching..)

[MissStealth]

I am researching still too....I don't want to do silly mistakes

yes, my bank account has card linked to that account, that is not problem, but problem is this card is also registered under my real name and address. While it is not supposed to be an issue with bank account (from what I read here on forum, bank account could be registered on real name), with card it is huge no-no (they make charges on card, so true identity would be revealed).

I did research around providers providing virtual bank accounts and VCC (iCard, Revolt, Wise), but it seems they need my real identity and all VCC then will be registered under my real name and real address????

Not sure if this info is correct, please correct me someone more experienced if I am completely wrong.

So far I understand to use real name/address/DOB/ID/card and bank account etc. of friend/family is somehow the safest way to create stealth account, but obviously there are more options as I don't believe that all people claiming to have multiple stealth account are using only info from friends or family and nothing else.

[Sunny87]

Do they actually check the address on that card???

The mismatching name bank account in more troubling for me, as I am not sure which virtual banks will accept this..I am in Eu.

Also, will they check the card after registration? Or they only charge fees related to your listings? If so why don't use the free listing, maybe a sale will be received until the card to be charged. I remember that they never charged my card because I had sales.

[Sunny87]

And yes, obviously, there are people doing this at a daily basis, but they manage to go around this in a non traditional way, to say the least. ��.

[MissStealth]

Originally Posted by Sunny87

Do they actually check the address on that card???

The mismatching name bank account in more troubling for me, as I am not sure which virtual banks will accept this..I am in Eu.

Also, will they check the card after registration? Or they only charge fees related to your listings? If so why don't use the free listing, maybe a sale will be received until the card to be charged. I remember that they never charged my card because I had sales.

cards can reveal info, that's why prepaid gift cards were used in the past, it was completely anonymous.

bank should be fine, actually it is just for receiving money, mismatch should be ok, 95% banks don't care....as long as IBAN is correct, they will accept it.
I talk about normal bank account, not virtual ones, I have no experience with virtual ones.

I am also located in EU...I just discovered I will need to provide TAX ID also....I have TAX ID, but it is under my real name and I am super worried what will happen once ET.Y will report it to our local tax office with different stealth name...

this steal.th game changed a lot and it seems like impossible now, but sure there must be a way around

[Sunny87]

Yes, but after you send the money under a different name, even if the money are received...I made a test sending like this and when I accessed the statement, there was the real name..I am thinking that Etsy notices this..or not?
About the tax Id I added a reply in your other thread.

[Bastion]

Originally Posted by MissStealth

cards can reveal info, that's why prepaid gift cards were used in the past, it was completely anonymous.

bank should be fine, actually it is just for receiving money, mismatch should be ok, 95% banks don't care....as long as IBAN is correct, they will accept it.
I talk about normal bank account, not virtual ones, I have no experience with virtual ones.

I am also located in EU...I just discovered I will need to provide TAX ID also....I have TAX ID, but it is under my real name and I am super worried what will happen once ET.Y will report it to our local tax office with different stealth name...

this steal.th game changed a lot and it seems like impossible now, but sure there must be a way around

Are virtual cards working now?
someone said that Revolut works

[Sunny87]

Revolut also provide physical cards, not only virtual ones.

Speaking about this..now I just realised that probably I used a virtual card when I tried setting up my Eb/y account, more than a year ago, a real account and they blocked it in the next days. I had no idea what happened, I thought that the country was the issue. So Rev is not accepted by eB/y at all? Bank account, neither card?

[Bastion]

Originally Posted by Sunny87

Revolut also provide physical cards, not only virtual ones.

Speaking about this..now I just realised that probably I used a virtual card when I tried setting up my Eb/y account, more than a year ago, a real account and they blocked it in the next days. I had no idea what happened, I thought that the country was the issue. So Rev is not accepted by eB/y at all? Bank account, neither card?

Maybe, But as I know Revolut verification is very hard for steal.th

Eba.ay have really random mechanism of blocking, maybe it's not about the virtual card

[MissStealth]

Originally Posted by Sunny87

Yes, but after you send the money under a different name, even if the money are received...I made a test sending like this and when I accessed the statement, there was the real name..I am thinking that Etsy notices this..or not?
About the tax Id I added a reply in your other thread.

generally speaking, bank account in E.sy is just sitting in the corner and waiting for payment, you don't send money (aka you don't pay fees) to E.sy from bank account. So they just know your IBAN number (in case of EU account). If you would pay to E.sy with this account, sure, your real identity would be revealed, but you don't pay with bank account. This bank account is just for receiving money, E.sy/A.yen is just transfering money there.

Let's be honest, generally when I do payments to different bank accounts, I use only IBAN, that's all you need for successful transaction. Sometimes I am asked by my bank to fill name of account number holder, so I fill some info there (I have no idea if correct or not, just I type something there) and payment is off my account and received by other party with no issue.

If I am paying to someone, I can't see his/hers real name in statement, just IBAN or whatever info I put by myself (name of bank acc. holder, address). Actually it is illegal to provide info about other bank account name to you by bank if you are sending money to someone. It would be breach of GDPR. If you are receiving money, that's different, you can see real identity of sender, but as a sender, you shouldn't be able to see receiver's identity.

I made test and put myself in shoes of someone who send money with mismatched name:

bank transfer - bank account A (sender) to bank account B (receiver)

bank account A, filled completely different name as account holder - receiver and sent payment, in my statement is just IBAN where money are sent and mismatched name of receiver (not actual name of account holder)

bank account B, money are received and I see all info about sender - his true identity - account nr., name of bank account holder


I hope this explanation was a bit helpful

[Sunny87]

He's, yes, I totally understand.
I made a test for sending money, like I said, both Rev accounts. Rev is asking for the name, not only for the acc number, so I used a mismatched name. The money were received, but when I accessed the statement, under the iban there was also the real name of the holder, which I did not provided. ) I am thinking that et/y is receiving the same infos when they send the payments..Don't know, I am currently stuck )

[Sunny87]

Which bank did you used?

[MissStealth]

Originally Posted by Sunny87

He's, yes, I totally understand.
I made a test for sending money, like I said, both Rev accounts. Rev is asking for the name, not only for the acc number, so I used a mismatched name. The money were received, but when I accessed the statement, under the iban there was also the real name of the holder, which I did not provided. ) I am thinking that et/y is receiving the same infos when they send the payments..Don't know, I am currently stuck )

I personally don't have experience with virtual banks, but I assume these two Rev accounts are somehow linked? I dunno...

I would make test transaction from normal bank with mismatched name to rev account and see if it works and if normal bank acc. statement reveals identity of receiver. If yes, then Rev acc is not okay to use and also breaking GDPR.

However, normal bank account, registered in your own country, gives you more credibility during IBAN verification process in my opinion (they can tell from IBAN country code and also bank code, bank acc number).

I used normal bank acc. from local banks for testing purposes.