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  #1  
Old 09-12-2022
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Default PayPal credit or PayPal business credit

How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.

Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something
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  #2  
Old 09-12-2022
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Default Re: PayPal credit or PayPal business credit

why dont you call them?
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  #3  
Old 09-12-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by triplex View Post
How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.

Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something
They probably don't like your credit score?
Best if you ask them... but... why would you even want a CC from them?
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  #4  
Old 09-14-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by SaiJin View Post
They probably don't like your credit score?
Best if you ask them... but... why would you even want a CC from them?
6 months free credit.i can use their money,and just put it back in 6 months. 0%interest
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  #5  
Old 09-14-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by triplex View Post
6 months free credit.i can use their money,and just put it back in 6 months. 0%interest
That makes sense.
I just don't trust PP at all.

I'm assuming you already talked with your banker and see if you can get something similar or even better like 1 year 0% ?
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  #6  
Old 09-20-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by SaiJin View Post
That makes sense.
I just don't trust PP at all.

I'm assuming you already talked with your banker and see if you can get something similar or even better like 1 year 0% ?
1 year 0%? who will offer me that? they takes over 30% :(
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Old 09-21-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by triplex View Post
How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.

Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something
What is your actual credit score? GV numbers blacklisted in paypal now. It's not good idea to keep GV in paypal account.
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  #8  
Old 09-26-2022
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Default Re: PayPal credit or PayPal business credit

It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA
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  #9  
Old 09-26-2022
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Default Re: PayPal credit or PayPal business credit

maybe i need a real debit or credit card so they can verify my address?
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  #10  
Old 09-26-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by triplex View Post
1 year 0%? who will offer me that? they takes over 30% :(
Well, mine did offer me 0% the first year.
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  #11  
Old 09-26-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by triplex View Post
maybe i need a real debit or credit card so they can verify my address?
They have you info right, so I'm hard pressed to think your VCC would cause the rejection.

But at this point I don't see why you shouldn't try using a real card and bank.

730 CS is very good... excellent infact.
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  #12  
Old 09-26-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by triplex View Post
It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA
Have you ever apply for a merchant account to accept credit card?
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  #13  
Old 09-27-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by SaiJin View Post
Well, mine did offer me 0% the first year.
So i can take a 20 000$ loan, and pay it back within 1 year and still pay only 20 000 back /?
they won't fxx my rating for that?
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  #14  
Old 09-27-2022
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Default Re: PayPal credit or PayPal business credit

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Originally Posted by agent006140 View Post
Have you ever apply for a merchant account to accept credit card?
Might need proof of incorporation and other business info
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  #15  
Old 09-28-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by triplex View Post
So i can take a 20 000$ loan, and pay it back within 1 year and still pay only 20 000 back /?
they won't fxx my rating for that?
My bank? correct. As long as I pay them back within 1 year.
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  #16  
Old 09-28-2022
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Default Re: PayPal credit or PayPal business credit

Originally Posted by triplex View Post
It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA
Have you ever apply for a merchant account to accept credit card?
===================
The reason why I ask is that Paypal looks at not just your credit score,but other data as well.
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  #17  
Old 09-29-2022
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Default Re: PayPal credit or PayPal business credit

Quote:
Originally Posted by SaiJin View Post
My bank? correct. As long as I pay them back within 1 year.
That's a pretty sweet deal - 0% interest on the loan
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