I've been very curious about this too. It seems there are MP verified accounts available but how? Feels like if you get linked personally it would be much more trouble than just a banned account...
The UK eBay managed payment system is easier to put correct details into against a stealth as rost has mentioned , the US one is harder due to wanting a SSN.
In the UK you can open a new savings account with your bank and add that to a stealth eb account, name on bank account doesn't need to match name on eb account.