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  #1  
Old 03-16-2026
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Default open ebay business question

hello can anyone share steps on how can I open an ebay business account without adding bank information to it
or it isn't possible

Last edited by deniz718; 03-17-2026 at 11:38 AM.
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  #2  
Old 03-18-2026
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Default Re: open ebay business question

It's not possible. Without a bank account there is no way for you to get payouts. Especially with that USA flag you're flying.
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Old 03-18-2026
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Default Re: open ebay business question

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Originally Posted by phaz0rz View Post
It's not possible. Without a bank account there is no way for you to get payouts. Especially with that USA flag you're flying.
sorry meant to say , I don't have to list an item when I open the business account right away correct?? I know when you open a personal account you have to list right away to create the sellers account
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Old 03-18-2026
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Default Re: open ebay business question

I wouldn't be able to tell you. It's been a long time since I've used a new account.


Maybe someone else can give you a better answer but I don't think they'll let you sell without adding a bank account. Because if they did, how would they get their money back if you scammed someone?
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Old 03-18-2026
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Default Re: open ebay business question

Idk. I'm a seller. Anytime they've needed money that I owe, they use my payout source.. which is my bank account.
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Old 03-19-2026
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Default Re: open ebay business question

Quote:
Originally Posted by deniz718 View Post
sorry meant to say , I don't have to list an item when I open the business account right away correct?? I know when you open a personal account you have to list right away to create the sellers account
You don't have to list right away in either scenario...
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Old 04-03-2026
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Default Re: open ebay business question

if I opened an ebay business account under sole properitor and its an LLC business will that cause the account to be get an mc999 suspension ??
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Old 04-04-2026
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Default Re: open ebay business question

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Originally Posted by deniz718 View Post
if I opened an ebay business account under sole properitor and its an LLC business will that cause the account to be get an mc999 suspension ??
Difficult to predict 100%...
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Old 04-16-2026
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Default Re: open ebay business question

It is virtually impossible to open and properly use an eBay business account without providing any banking information.
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Old 04-17-2026
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Default Re: open ebay business question

US Ebay business does NOT require you to add bank account, you can skip this step. But if you want to get paid then you will need to add bank account later.
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  #11  
Old 04-17-2026
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Default Re: open ebay business question

deniz718, what are you aiming on selling?
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Old 04-17-2026
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Default Re: open ebay business question

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Originally Posted by Camaro2SS View Post
US Ebay business does NOT require you to add bank account, you can skip this step. But if you want to get paid then you will need to add bank account later.
Didn't Ebay at one time come up with an idea that we should keep our sales proceeds in our ebay account so we can spend it on Ebay?
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Old 04-18-2026
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Default Re: open ebay business question

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Originally Posted by agent006140 View Post
Didn't Ebay at one time come up with an idea that we should keep our sales proceeds in our ebay account so we can spend it on Ebay?
Vaguely remember that
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Default Re: open ebay business question

Yes but to activate this requires more verification, bank / card statements, etc....
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Old 04-18-2026
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Default Re: open ebay business question

Quote:
Originally Posted by agent006140 View Post
Didn't Ebay at one time come up with an idea that we should keep our sales proceeds in our ebay account so we can spend it on Ebay?

Spending the available balance is still an option for sellers. It helps to keep funds on the site, leading to another round of selling fees and promotion costs rather than a payout where eBay doesn't make any money.


Still though, I haven't been able to run an account (since managed payments rolled out) with no bank account attached. Nor would I try. It was a priceless workaround in the days of Paypal payouts but at this point, I feel like eBay would feel you attempting to manipulate a loophole, from over a mile away.
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  #16  
Old 04-19-2026
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Default Re: open ebay business question

Back then,Paypal would even send you a money order for a fee,then it turns into a check instead.
Some folks like to leave their money in their Paypal account,get a Paypal debit card and use it as a credit card,Paypal gives you 1% cash rebate.
It wont work at Walmart,you know how penny pinching WMT is,it knows it is a debit card !
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Old 04-19-2026
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Default Re: open ebay business question

Quote:
Originally Posted by agent006140 View Post
Back then,Paypal would even send you a money order for a fee,then it turns into a check instead.
Some folks like to leave their money in their Paypal account,get a Paypal debit card and use it as a credit card,Paypal gives you 1% cash rebate.
It wont work at Walmart,you know how penny pinching WMT is,it knows it is a debit card !
Thread is about ebay agent... - the past was nice, but have to let it go hah
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Old 04-19-2026
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Default Re: open ebay business question

Can't really say that I blame agent for going off on tangents since there is really nothing to discuss in this thread. I wasn't a seller in the time of e-commerce checks and money orders floating around.. but whatever. Sure, yeah, that happened at one point.


It's a dead horse we are kicking around here.
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  #19  
Old 04-19-2026
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Default Re: open ebay business question

Quote:
Originally Posted by phaz0rz View Post
Spending the available balance is still an option for sellers. It helps to keep funds on the site, leading to another round of selling fees and promotion costs rather than a payout where eBay doesn't make any money.


Still though, I haven't been able to run an account (since managed payments rolled out) with no bank account attached. Nor would I try. It was a priceless workaround in the days of Paypal payouts but at this point, I feel like eBay would feel you attempting to manipulate a loophole, from over a mile away.
Ebay is now an old mother looking for growth,getting rid of Paypal and using MP payment,may just boost a few pennies per share.
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