ally lets you open alot of accounts must burnem up quick.....but anyways not to many other banks out there that does it like them with no deposit and all. might be best paying the $18 from someone on here. There is a way tho
Im not aware of any other banks that work like them either, but if you open an account at any old bank like BoA, you need to speak with someone intially but then you can open accounts online after that. Thats what I do.