bank account just locked

bluegrass1 · #23 03-23-2016

same bank?

Kajunrook · #24 03-23-2016

Tell the *******s it is NONE OF THEIR BUSINESS what name is on the damn deposits. Before I went stealth I went to my bank and said I had several partners and money would be deposited in a bunch of different names and they said they didn't care what name was on the deposits.

phaz0rz · #25 03-23-2016

Quote:

Originally Posted by bluegrass1

same bank?

He is referring to Bank of America.

GreenBean · #26 03-23-2016

Quote:

Originally Posted by bluegrass1

I was told this morning that my bank account has been closed and for me to contact he fraud dept . If asked about the mismatched names on the incoming deposites what is a good answer ?

What bank is involved?

(Reading off cell phone so not read rest of thread)

phaz0rz · #27 03-23-2016

Quote:

Originally Posted by Kajunrook

Tell the *******s it is NONE OF THEIR BUSINESS what name is on the damn deposits. Before I went stealth I went to my bank and said I had several partners and money would be deposited in a bunch of different names and they said they didn't care what name was on the deposits.

All banks have different policies but most don't mind mismatched deposits.

Going in and being an @sshole isn't going to get you anywhere at all though..

dustin2br · #28 03-23-2016

Business named deposits from paypal are a lot easier to deal with than personal names. I've been locked out of TD bank and US Bank. US bank mainly because of opening and closing so many accounts (I don't like to have a bank account lingering around collecting fees not connected to a stealth or linked to a dead stealth). If there is EVER an issue, you can just get a DBA and tell the bank "sorry I forgot to add my DBA to the account". I'm sure if you're doing said volume you do have at least 1 llc in which you claim taxes/run your business. You can apply for as many DBA's for that LLC as you want. Everything is legal and Kosher.

GreenBean · #29 03-23-2016

Quote:

Originally Posted by Kajunrook

Tell the *******s it is NONE OF THEIR BUSINESS what name is on the damn deposits.

.

You know that might make you feel great. But you run a big risk of putting the very person who might get held funds released right off.

Not something to chance.

dustin2br · #30 03-23-2016

Quote:

Originally Posted by GreenBean

You know that might make you feel great. But you run a big risk of putting the very person who might get held funds released right off.

Not something to chance.

Yeah like GreenBean said... don't do that....(in the U.S.) legally speaking, they can hold the funds until the person the funds were to be "deposited to" comes in and attaches their identity to the account with an ID and signature (this coming from TD bank staff).

Be nice to them, they will help you. Banks are actually a lot easier to deal with than, say...well I'm not gonna even mention the merchant processor we all hate.

LoopHole · #31 03-23-2016

Mannn... I hope this doesn't become an issue in the future. Maybe i don't recall correctly or i didn't visit the forums frequently enough but it seems like these threads are popping up more frequently.

Dmshark25 · #32 03-24-2016

Quote:

Originally Posted by LoopHole

Mannn... I hope this doesn't become an issue in the future. Maybe i don't recall correctly or i didn't visit the forums frequently enough but it seems like these threads are popping up more frequently.

Nothing to worry over, this has been the same for years nothing changed.

These banking issues are mostly due to opening 3+ accounts with a bank that you never have used before and opening all accounts at the same time or within a short period.

And than all new bank accounts you opened are all receiving nice sized deposits right away and each in different names.

This activity raises flags. Its best to start with a bank that you already use , if you have history with a bank than you wont have these problems.

If you use a new bank start with one account and dont receive huge deposits the first month. Build a good history with the bank, than slowly increase bank accounts

Its always good to open accounts with different banks, and if your new to the bank just open 1-2 accounts and go slow at first.

slokor · #33 03-24-2016

OP - youve been asked several times - what bank is this? Please let us all know so we know to avoid it. Youre asking for advice - you can provide it as well.

phaz0rz · #34 03-24-2016

I don't think OP will tell us, for whatever reason.

Doesn't much matter though. All banks close accounts for the same reasons...

oompaloompa · #35 03-24-2016

this happened to me only once. I said it was a business name when questioned but it looked like a regular name eg. fanny mae, not like oomp inc. It did not go down well! fortunately it was a test withdrawal of a couple of pounds only. This was not a main bank though, not well known one.

how about saying you bought the paypal acc? prob a bad reason.

any other ones?

relatives paypal?

bluegrass1 · #36 03-24-2016

I was told not to share bank from member who told me about it ,and I am sure I was the one at fault My wife went to open a new account with same bank and messed up and used same email I used to open mine long ago I figure this triggered the whole mess seeing it was the day before mine got hit

GreenBean · #37 03-24-2016

Quote:

Originally Posted by LoopHole

Mannn... I hope this doesn't become an issue in the future. Maybe i don't recall correctly or i didn't visit the forums frequently enough but it seems like these threads are popping up more frequently.

Not panic mode yet....

If bank accounts are not made in an way to placate the bank, incorrect use can see the bank in question decide to take steps to protect itself.

Keep in mind,Loopie, this is a game. We need to play the way the bank not only wants but expects. Creating variables does not work with banks..

phaz0rz · #38 03-25-2016

Quote:

Originally Posted by bluegrass1

I was told not to share bank from member who told me about it ,and I am sure I was the one at fault My wife went to open a new account with same bank and messed up and used same email I used to open mine long ago I figure this triggered the whole mess seeing it was the day before mine got hit

Ah. Forget everything I've said up to this point about why your account was possibly closed, because that's definitely the culprit.

Your wife using the same email triggered a manual review of your account, and they didn't like what they saw when they reviewed it. R.I.P. Your bank account!

rsot · #39 03-25-2016

Quote:

Originally Posted by phaz0rz

Ah. Forget everything I've said up to this point about why your account was possibly closed, because that's definitely the culprit.

Your wife using the same email triggered a manual review of your account, and they didn't like what they saw when they reviewed it. R.I.P. Your bank account!

Linking principles :(

Haidukken · #40 03-25-2016

Quote:

Originally Posted by Kajunrook

Tell the *******s it is NONE OF THEIR BUSINESS what name is on the damn deposits. Before I went stealth I went to my bank and said I had several partners and money would be deposited in a bunch of different names and they said they didn't care what name was on the deposits.

Hey man, relax.

bluegrass1 · #41 03-26-2016

Yea didn't even know she was going to open an account and low and behold We used "our Email address " she heard me cussing about the bank then told me she tried to open a account last nite and it rejected her . I knew rite then it wasn't me but she's not a stealther and thinks I should get a haircut and real job

gotta luv her

slokor · #42 03-26-2016

Quote:

Originally Posted by bluegrass1

I was told not to share bank from member who told me about it ,and I am sure I was the one at fault My wife went to open a new account with same bank and messed up and used same email I used to open mine long ago I figure this triggered the whole mess seeing it was the day before mine got hit

You were told by another member on here to ask for advice but offer none in return?
nice of both you and him to be such contributing members of the community.
No offense but that's such a sad excuse for not telling us what bank youre talking about especially considering youre asking us for advice about it.
Poor form friend.

bluegrass1 · #43 03-27-2016

Quote:

Originally Posted by slokor

You were told by another member on here to ask for advice but offer none in return?
nice of both you and him to be such contributing members of the community.
No offense but that's such a sad excuse for not telling us what bank youre talking about especially considering youre asking us for advice about it.
Poor form friend.

Pm'ed u

bluegrass1 · #44 04-25-2016

got a letter saying account was closed and check would be mailed in 10 days for remaining balance . it has been weeks so i called today now fraud dept wants me to call them the lady at the local branch said she cant close an account when its being reviewed for fraud .. So when i call them and asked about mismatched depo's name what is a good answwer?"