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  #23  
Old 10-14-2014
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Default Re: tring to add a bank accoun for 2 hours

Quote:
Originally Posted by Ebayorbust View Post
I'm not really in a position to debate this as I dont work for paypal.

I am telling you what I personally experienced and what other have as well.

I didnt say anything about checking names on bank accounts. They ran the name and address through an Equifax database and stated they couldn’t find me at that address. They then asked for a previous address. At this point the conversation ended.
Just if you are saying the call ends do you loose the account or the bank account at that point?

Did they give you a time? It is normally three years or six years depending on the company but just wondering what would happen if you said out of the country, in the armed forces, or even in prison for arguments sake. Although I think if you use the latter they may be the one ending the call at that point but maybe not as I am sure there is probably a law against discrimination against the poor prisoner...
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  #24  
Old 10-14-2014
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Default Re: tring to add a bank accoun for 2 hours

The account was not limited. Still up and running with no issues.
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  #25  
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Default Re: tring to add a bank accoun for 2 hours

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Originally Posted by Ebayorbust View Post
I'm not really in a position to debate this as I dont work for paypal.

I am telling you what I personally experienced and what other have as well.

I didnt say anything about checking names on bank accounts. They ran the name and address through an Equifax database and stated they couldnt find me at that address. They then asked for a previous address. At this point the conversation ended.
Thank you for your reply.

If you are not a paypal employee how do you know they ran it through an equifax database ?

In this telephone call situation with paypal any person of a certain age should have some credit and or credit application history.
When you say the conversation ended when they asked for an address did the line drop and did paypal have any unanswered questions. Is it not unreasonable for paypal to think there was something wrong if they ask for an address and the conversation ends ?
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  #26  
Old 10-14-2014
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Default

Quote:
Originally Posted by arktech View Post
Thank you for your reply.

If you are not a paypal employee how do you know they ran it through an equifax database ?

In this telephone call situation with paypal any person of a certain age should have some credit and or credit application history.
When you say the conversation ended when they asked for an address did the line drop and did paypal have any unanswered questions. Is it not unreasonable for paypal to think there was something wrong if they ask for an address and the conversation ends ?
I know because the pp rep stated he could NOT find me via an Equifax search.

Of course maybe I'm lying and I actually do work for paypal.

I made an excuse to end the call.
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Last edited by Ebayorbust; 10-14-2014 at 11:10 AM.
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  #27  
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Default Re: tring to add a bank accoun for 2 hours

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Originally Posted by Ebayorbust View Post
I know because the pp rep stated he could find me via an Equifax search.

Of course maybe I'm lying and I actually do work for paypal.

I made an excuse to end the call.
Thanks for the reply if he found you on an equifax search for a stealth account then did you use information from a real person ?

a made up name would not be found
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  #28  
Old 10-14-2014
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Default Re: tring to add a bank accoun for 2 hours

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Originally Posted by arktech View Post
Thanks for the reply if he found you on an equifax search for a stealth account then did you use information from a real person ?

a made up name would not be found
Typo, sorry.

As per my original post, he stated I could NOT be found via Equifax.

Will amend my post now.
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  #29  
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Default Re: tring to add a bank accoun for 2 hours

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Originally Posted by Ebayorbust View Post
Typo, sorry.

As per my original post, he stated I could NOT be found via Equifax.

Will amend my post now.
LOL if you want a tpyo contest you're on LOL

Thanks for that clafirication LOL


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  #30  
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Default Re: tring to add a bank accoun for 2 hours

The best thing to do is the bank account you initially add make sure you will have access to this for the first year, and add a bank within the first month

From my experience, the verification has been happening when adding a second bank with an account that is less than 6 months old

And usually the first bank account if added within the first month I have had no trouble

Also I have added a second and third bank on one account that is only 3 months old with no problems, but it's an account that I have been active on, money in and out couple times a week

So when you make accounts now, add a bank account and phone number that you know you will have for the next 6 months to a year

Also it's important to keep the account active while its aging, but sell low priced unbranded items, so that money in and money out is always a low number, but it's constant

I think with every successful withdrawal you build a credibility with paypal , and the more active the account is the less hassles you will get with verifying info

The accounts that seem to have these issues are accounts that been dormant for the first 6 weeks or 2 months and than you try adding a bank account or make a withdrawal you raise flags

But accounts that have been selling $1 store items on a regular basis for 2 months have had less to no verification issues for me
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  #31  
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Default Re: tring to add a bank accoun for 2 hours

the PayPal website has glitches and sometimes u will need to phone them to add a bank account
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  #32  
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Default Re: tring to add a bank accoun for 2 hours

Bank Account added 1st time.
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  #33  
Old 10-18-2014
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Default Re: tring to add a bank accoun for 2 hours

So is this automated line an option? as I don't want to call if i can help it
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  #34  
Old 10-18-2014
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Default Re: tring to add a bank accoun for 2 hours

Quote:
Originally Posted by Ebayorbust View Post
Paypal are now checking names and addresses with credit bureau data when you phone up to add a bank.

Has happened 3 times in the last two weeks.
I rang last week they added straight away
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  #35  
Old 10-18-2014
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Default Re: tring to add a bank accoun for 2 hours

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Originally Posted by mudrat26 View Post
So is this automated line an option? as I don't want to call if i can help it
I waited 3 weeks before I called as it wouldn't add for me
and they sorted it in 5 mins
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  #36  
Old 10-19-2014
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Default Re: tring to add a bank accoun for 2 hours

Quote:
Originally Posted by stevebills View Post
I rang last week they added straight away
I wasn't implying this happens all the time. I was simply posting what I and a few other members have experienced.
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  #37  
Old 10-22-2014
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Default Re: tring to add a bank accoun for 2 hours

thanks I'll call later this week
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  #38  
Old 10-23-2014
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Default Re: tring to add a bank accoun for 2 hours

Quote:
Originally Posted by Ebayorbust View Post
I wasn't implying this happens all the time. I was simply posting what I and a few other members have experienced.
I no you weren't and I am just adding to the experiences
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