By January 2009 all payments will be integrated through EBAY Checkout

[Jonas]

eBay will be spying on everyone's authorize.net accounts come January 2009

This forum missed the most dreadful part of this:
Fees August 2008 Other Updates

In January 2009, all accepted payment methods will be integrated into eBay Checkout.

I've asked Auctiva about this a couple times and they all say they believe eBay is getting rid of third party checkout.

This means if you have a merchant account, you will need to get dozens of authorize.net accounts and then explain why. The only reasons I can think of are:
1) You want to have different AVS requirements at different times and you can't switch this easily without different accounts.
2) Based on authorize.net's fraud screening service that it can limit the repeat IP addresses when someone hammers up 20 declines for some reason you can drop them down to 1 try then it won't try and won't charge you fees for the decline. But if you for instance have different websites or whatever and a customer comes to both and pays at once, it is annoying to explain why they were declined.

But the worst thing is...!!! How do explain to your merchant account provider if you get suspended a lot that you want to constantly change authorize.net login IDs... unless somehow authorize.net will let you do that whenever you want

[Modee]

Well, this is assuming a person must needs get kicked off EBAY over and over, to say it using some archaic terms. In more modern lingo: it ain't necessarily so.

[Quasi_Mojo]

Does this mean that Fleebay will have access to Merchant Account details?

Accepted Payments Policy Changes: A more detailed explanation with video.

[Modee]

Fortunately, no. What is better I think is if you just use something like cartmanager (contact me for a free trial and the best deal if you decide to join). That way you keep your merchant account and at worst, have to keep getting a new cartmanager. Cartmanager will still act as a buffer between you and EBAY and should keep EBAY's prying eyes from your merchant account.

While one cartmanager works with just one EBAY at a time, I am very tight with cartmanager being an authorized reseller and agent, so I can get them to change your username and company name info at will.


Interesting: "For approximately 1 out of 5 transactions on eBay today, you are required to leave the site to pay for an item." And that 20% doesn't even include the buyers who mail in a check or money order. lol, EBAY has of course been lying then that "over 90%" of transactions are done with PayPal.

[Quasi_Mojo]

Thanks for the answer Modee.
I'm seriously considering the one-on-one support. I'll be setting up a new account next month (have to wait for funds) and I want to get the most out of it. Are there levels of service, or one set price?

[Jonas]

Authorize.net is a terminal, not a merchant account. A terminal is also a physical card swipe system. Authorize.net is the internet version.

As for cartmanager, can it be integrated into Auctiva? As far as I can tell, no. Then it likely won't be integratable into eBay's new system. If eBay will let any website be a checkout buffer, then about anyone could make lots of much more inexpensive websites and do it. For instance, get a cheap managed VPS host and then buy cheap .info domains that are usually about $5 each and that's a buffer, too.

[Jonas]

That will depend on how eBay's built-in checkout system will work. If eBay will only point it to main internet terminals and sites like propay, or instead to more sites than this.

Also after eBay announced propay, well this happened:
ProPay: eBay Announcement
That is something for a site that when you go to its web address without the www. ( http://propay.com ) that it gives a low-level error message.

[ebayhateluv]

HI: I signed up for a propay acct, and it gets handled through wells fargo bank

[doughboykilla]

hmm odd Authorize.net is owned by the former bidpay.

No wonder ebay will be able to see Authorize.net cause bidpay and ebay had a thing going in the past and was under approved payment methods

[KSUE]

I am confused. If Ebay is going to require that all payments be electronic and done through their site using an approved merchant account or paypal, starting in October, does using Cartmanager get around that. If so I am really interested. I already have a merchant account and use authorize.net.

[Jonas]

eBay explained it more at: Fees August 2008 Other Updates FAQs

Google's and Amazon's products and services compete with eBay on a number of levels, so we are not going to allow them on eBay.

Finally, they admit it.

How will direct credit card payments to my Internet merchant account work and what do I need to do to use this option?
In checkout, buyers' credit card information will be sent securely to the seller's merchant credit card processor via the Payflow Payment Gateway. To take advantage of this option, sellers will need to have several things in place:
An existing Internet merchant account with their bank or credit card processing company.
Your processor account information from your Internet merchant service provider.
An account with Payflow Payment Gateway. This is a FREE service for eBay sellers, and can be established through a link displayed in your seller preferences page in My eBay starting late this year.

Looks like eBay is bypassing authorize.net to force sellers with merchant accounts to use an eBay gateway. This gateway appears that not only will it spy on seller's information, but it will be less secure than authorize.net. Authorize.net has a ton of security features in its fraud detection system and even without it, it shows the customer IP so if someone has an IP on the other side of the world from where they order then you know something is up. Here's proof: PayPal Payflow payment gateway vulnerable to XSS | News | XSSed.com

This gateway is part of paypal, too: "Payflow Payment Gateway" - Google Search

[Modee]

I'm writing the following email to my cartmanager account rep:

Dear ______,

1. When this
Fees August 2008 Accepted Payments Policy Changes
happens in January 2009

“By January 2009, all approved electronic payment methods will be integrated into eBay checkout. For example, buyers will be able to enter their credit card number directly into eBay checkout, and the payment will be routed to the seller's Internet merchant account or to their PayPal account.”

will cartmanager integrate flawlessly into EBAY checkout?

2. Also, will cartmanager keep EBAY’s prying eyes off my merchant account, because I use Google Checkout and technically EBAY does not allow Google Checkout.

Thanks,
Modee

I'd like to ask those of you with merchant accounts - CCNOW, FirstData, AuctionCheckout, ProPay, whatever, to please write a similar letter to your account reps to find out the answer to this important question, and report back to us.

EXAMPLE:

Dear ______,

1. When this
Fees August 2008 Accepted Payments Policy Changes
happens in January 2009

“By January 2009, all approved electronic payment methods will be integrated into eBay checkout. For example, buyers will be able to enter their credit card number directly into eBay checkout, and the payment will be routed to the seller's Internet merchant account or to their PayPal account.”

will ProPay integrate flawlessly into EBAY checkout?

2. Also, will ProPay keep EBAY’s prying eyes off my merchant account, such that my identity as the account holder of this ProPay account is not revealed to EBAY?

Thanks,
You

[Jonas]

Actually propay will work as stated on their site, they're eBay partners. The only question for them is whether they'll give your personal information to eBay.

[Modee]

Which gets back to my original question. Will those of you with merchant accounts please write and get us the facts. Facts, not conjecture.

[Modee]

Answer for cartmanager:

Hi _______,

We are awaiting a reply from eBay regarding what this statement means for us and all of the other "certified eBay integrated providers." They never sent us any prior notice regarding this statement, and we have had to submit the query through their developers support admin.

Please check back with me on Thursday regarding an update on their response.

Thanks,

_______
CartManager

[Quasi_Mojo]

Thanks for taking the initiative on this Modee.

[Jonas]

The below is eBay claiming they don't know how it will be in January 2009. In other words, eBay high level execs are keeping it secret then will spring it on everyone.


The log is me in livechat:

SystemSystem
Initial Question/Comment: Completing a Transaction
5:00:50 PM SystemSystem
Thank you for contacting eBay Live Help!
5:00:50 PM SystemSystem
You are successfully connected to eBay Live Help. Please hold for the next available Live Help Agent.
5:01:11 PM SystemSystem
Roberto C. has joined this session!
5:01:11 PM SystemSystem
Connected with Roberto C.
5:01:16 PM Agent Roberto C.
Hello, thanks for waiting and welcome to eBay Live Help! My name is Roberto. How may I help you?
5:01:30 PM Customer laptopsdirectfromnigeriatoyou
eBay said that in January 2009, all checkout will be through eBay. How will that work for merchant accounts? Will I still be able to use authorize.net as my gateway? Will third party checkouts like auctiva checkout and cartmanager still work?
5:02:01 PM Agent Roberto C.
Oh okay. I'll be more than happy to help you with that.
5:02:01 PM Agent Roberto C.
Please give me a moment to check on this for you okay, I'll be with you shortly.
5:03:38 PM Agent Roberto C.
I'll have my next level of support here to check on this for you. I'll be back in a moment. Thank you.
5:08:36 PM Agent Roberto C.
I'm currently speaking to our next level of support here to check if we can still use the third party checkouts, please stay connected. Thank you.
5:09:24 PM Customer laptopsdirectfromnigeriatoyou
ok
5:13:44 PM Agent Roberto C.
I apologize for the wait, we are currently experiencing technical slowness here and it will take a while for us to pull up all our resources here. Your patience is greatly appreciated. Thank you so much.
5:20:50 PM Agent Roberto C.
Thank you so much for patiently waiting. We're having technical issues here. By the way as we have checked on this, It doesn't appear that we have any information about this yet. However, if we did do something like remove the ability for third party checkouts, we should give the members plenty of time to work around this, find alternatives or become compliant with these changes.
5:21:06 PM Agent Roberto C.
I would strongly recommend that you stay updated by checking the announcements boards starting a few months before they think these changes will begin.
5:21:42 PM Customer laptopsdirectfromnigeriatoyou
Are you still trying to find more information for me?
5:23:28 PM Customer laptopsdirectfromnigeriatoyou
??
5:23:42 PM Agent Roberto C.
Yes, as of now, we do not have any information with regards to this yet, but we'll make sure that we will going to post this information on the Announcement Boards for you guys to be updated and properly informed if we can still use other third party checkouts like auctiva and cartmanager.
5:24:29 PM Customer laptopsdirectfromnigeriatoyou
Do you know if eBay simply has not themselves decided yet?
5:25:42 PM Agent Roberto C.
Yes, that is why we do not have any postings on the Announcement boards yet, We'll let you know okay, and keep you updated about this.
5:25:50 PM Customer laptopsdirectfromnigeriatoyou
thank you

[divine422]

first of all ilmao @ laptopsdirectfromnigeriatoyou second of all live chat is a waste of time. Even if they did know anything they arent going to spill it on a live chat if ebay hasnt released any statements about it.