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Anyone knows what happens if..
 

Lets say your amazon acc gets suspended but you already disbursed your sales money to your bank account, so you have £0 balance.
What happens if a customer fills in a a-z claim for a refund but you are blocked and there are no money left in your selling account for amazon to refund the buyer?
Will amazon take money from your bank account?

Yes. They will.

you will have negative balance, how about you change your bank account then ?

Amazon will try to charge your credit card. If payment doesn't come through they will ship a printed bill to your address.

I look forward to that joy then, I owe them a little bit of cash.

I stiffed Amazon on about $110 on a stealth account 2 years back. I doubt Amazon cares about amounts so small, they arnt going to get your bank info.