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-   -   Payability Has Really Been A Lifesaver for My Accounts (https://www.aspkin.com/forums/amazon/107709-payability-has-really-been-lifesaver-my-accounts.html)

kev59 05-24-2017 08:57 PM

Payability Has Really Been A Lifesaver for My Accounts
 
I have successfully signed up for multiple accounts and they are a life saver. I am really happy with this service and it allows me to get my funds quicker. No more holding funds hostage from amazon. =}

elmo 05-24-2017 09:04 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Glad to hear it! :thumb:

james929 05-24-2017 09:14 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by kev59 (Post 849036)
I have successfully signed up for multiple accounts and they are a life saver. I am really happy with this service and it allows me to get my funds quicker. No more holding funds hostage from amazon. =}

how does it work?

surely its not possible to use it with stealth?

kev59 05-24-2017 10:51 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Yes I used on my Stealth accounts. Not sure how it would work for UK.

Themav 05-25-2017 05:47 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
So they accepted all your stealth docs for the credit application? Do they have access to your log in etc?

garry9061 05-30-2017 11:13 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by kev59 (Post 849051)
Yes I used on my Stealth accounts. Not sure how it would work for UK.

Could you explain further

newjerseymax 05-30-2017 04:07 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Al the info you need is here. They finance your pending withdrawal. Some people need that capital to get more products. If they can be flipped quickly then the income can be greater then the fee applied.

Instant Access to Your Earnings for a Small 2% Flat-rate Fee

https://www.payability.com/

jakobrockz 05-30-2017 04:38 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
What happens if your account is suspended and theres X amount there for 90 days or the account is deleted?

GhostOfAmazon 06-08-2017 08:07 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
^

That's what I want to know.

If they offered "insurance" against that it would be worth 10% of total.

jakobrockz 06-08-2017 08:14 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
I contacted their support and they do not deal with any suspended accounts

GhostOfAmazon 06-08-2017 08:50 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Right obviously but what about if you have an account in good standing, they are paying you, and then bam---your account is suspended.

garry9061 06-09-2017 09:08 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
I just got off the phone with them and by the sounds of it they wait out the suspension, as the rep told me 'we hold the burden, we will wait out the suspension if that were to happen'

Sounds pretty good to me

jakobrockz 06-09-2017 12:35 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
So I fully understand - if you already have them set up on your account and you get suspended out of no where. They will still pay you the rest and they will wait out the suspension for payment.

Thats ONLY if you already have them set up on said account?

garry9061 06-09-2017 03:08 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by jakobrockz (Post 851775)
So I fully understand - if you already have them set up on your account and you get suspended out of no where. They will still pay you the rest and they will wait out the suspension for payment.

Thats ONLY if you already have them set up on said account?

your almost there, if they have paid you, then you get suspended they will then wait it out.

jakobrockz 06-09-2017 03:19 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Oh hell yeah. I assume they will only start to work with you if your account is in very good standing as well. Good fall back.. I will look into them again

HelpNeeded! 06-12-2017 01:57 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Hello,

I would be happy to help answer any questions regarding Payability.

First off, YES they are legitimate. The interest you pay is only 2%, and you get paid from your sales daily. The 2% is nothing compared to what it can do to increase your sales.

I recently signed up with them, and have had no hiccups at all. I have been speaking with them a lot as of lately. I am actually visiting their offices on Tuesday and meeting with the CEO, if anyone has any questions to be answered let me know and I can provide you with some answers.

Just as a note though, if you do get suspended you will be required to pay any funds they have advanced to you in excess of what they received from the deposits.

How it works is you change the bank information on your account to their account - so they receive your disbursements every two weeks. Your balance is added to your Payability account from daily sales as they purchase your receivables, it is essentially factoring but without the high rates that most factoring companies charge, such as On Deck, ect.

Now obviously if you are selling anything suspect, or if you appear to be high risk, they may not want to take the risk of advancing you the funds as they are assuming the risk. There is an underwriting process but they are easy to work with.

Themav 06-12-2017 04:22 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
lets hope they have lots of bank accounts otherwise alot of accounts will go down

TonyAlmeida 06-12-2017 08:22 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by HelpNeeded! (Post 852105)
Hello,

I would be happy to help answer any questions regarding Payability.

First off, YES they are legitimate. The interest you pay is only 2%, and you get paid from your sales daily. The 2% is nothing compared to what it can do to increase your sales.

I recently signed up with them, and have had no hiccups at all. I have been speaking with them a lot as of lately. I am actually visiting their offices on Tuesday and meeting with the CEO, if anyone has any questions to be answered let me know and I can provide you with some answers.

Just as a note though, if you do get suspended you will be required to pay any funds they have advanced to you in excess of what they received from the deposits.

How it works is you change the bank information on your account to their account - so they receive your disbursements every two weeks. Your balance is added to your Payability account from daily sales as they purchase your receivables, it is essentially factoring but without the high rates that most factoring companies charge, such as On Deck, ect.

Now obviously if you are selling anything suspect, or if you appear to be high risk, they may not want to take the risk of advancing you the funds as they are assuming the risk. There is an underwriting process but they are easy to work with.

How are they knowing how much you sold everyday? Are they able to log-in to your account in anyway?

Thank you

HelpNeeded! 06-12-2017 08:47 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by TonyAlmeida (Post 852131)
How are they knowing how much you sold everyday? Are they able to log-in to your account in anyway?

Thank you

On Amazon you can allow access to an account and assign what people can see from the account. This is also how Kabbage and those guys work. So they can view sales and whatever other permissions are enabled but you don't give them your login info.

camouflage 06-12-2017 02:43 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by HelpNeeded! (Post 852105)
Hello,

I would be happy to help answer any questions regarding Payability.

First off, YES they are legitimate. The interest you pay is only 2%, and you get paid from your sales daily. The 2% is nothing compared to what it can do to increase your sales.

I recently signed up with them, and have had no hiccups at all. I have been speaking with them a lot as of lately. I am actually visiting their offices on Tuesday and meeting with the CEO, if anyone has any questions to be answered let me know and I can provide you with some answers.

Just as a note though, if you do get suspended you will be required to pay any funds they have advanced to you in excess of what they received from the deposits.

How it works is you change the bank information on your account to their account - so they receive your disbursements every two weeks. Your balance is added to your Payability account from daily sales as they purchase your receivables, it is essentially factoring but without the high rates that most factoring companies charge, such as On Deck, ect.

Now obviously if you are selling anything suspect, or if you appear to be high risk, they may not want to take the risk of advancing you the funds as they are assuming the risk. There is an underwriting process but they are easy to work with.

Hi, they need us to provide an ID, how you can handle this with stealth accs? Get creative?

dorourke 06-15-2017 06:20 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by garry9061 (Post 851800)
your almost there, if they have paid you, then you get suspended they will then wait it out.

...while threating to sue you a few times while you wait.

GhostOfAmazon 06-15-2017 09:15 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by dorourke (Post 852824)
...while threating to sue you a few times while you wait.

You know this from experience?

dorourke 06-16-2017 11:48 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Yes. Pm if you want the detail. Everything worked out and everyone got paid but I wouldn't trust them if I were worried about a 90 day hold.

dorourke 06-17-2017 12:12 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by GhostOfAmazon (Post 852855)
You know this from experience?

Give me a second I have to have 10 posts to pm. I have never used them with a stealth account but imo based on their reaction to my REAL account having a 90 day hold (paid out and account re-instated in less than half that time) I definitely wouldn't use them on a stealth account. Maybe they have gotten more savvy I won't use them.

Rellik3600 06-18-2017 12:51 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
I spoke to a representative and he mentioned a monthly fee (I forget the details) on top of the 2%. I didn't see anyone mention this, so I thought I would. Either way I'll wait to see what the results for other people are before I deal with them. I don't have enough accounts to risk it.

ScottieBoi 07-04-2017 05:51 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by Themav (Post 852119)
lets hope they have lots of bank accounts otherwise alot of accounts will go down

That's what I'm wondering about. So, you put their info in for the payment disbursements? Do they have that info as an account number that would be different for each person?

GhostOfAmazon 07-05-2017 02:01 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
PayAbility says on their website they have a "relationship" with Amazon which implies that Amazon knows Payabilities services and allows them to operate.

Lucynda 10-15-2017 07:23 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
What kind of ID are they asking for that you were able to get around.

mrowcp 10-15-2017 08:40 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Hey guys, just check the web site. All info is there.

https://www.youtube.com/watch?time_c...&v=PQ4d9FfEXnM

imp info start at 0:30min.

Doma 11-26-2017 11:38 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
I am seriously thinking of using payabilty for My stealth account and just wondering if anyone has successfully done it and can give some advise if you have.

Rellik3600 01-15-2018 04:00 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
No one has answered the questions referring to the Identification they request. How did/do you get past the following below (this is from the payability website):

Identity Verification

Due to US Government banking regulations, Payability is required by law to verify both your identity and your business address. Please upload identity verification documents per the instructions below.

Valid documentation for Identity Verification

- Acceptable documents include passport, national ID card (NIC/CNIC), driver's license, tax ID, voter ID, postal ID, or any other valid government-issued photo ID that meets the criteria above.
- Your current, valid government-issued photo ID.
- This ID must include your picture, signature, name, date of birth, and address, with the exception of passports, which do not need your address.
- The image must be a color scan that shows your photo and required data clearly.
- The four edges of the ID card must be visible in the scanned image.
- Even when issued by a government agency, we cannot accept documents like student IDs, employee IDs, or library cards.
Business Address Verification

Due to US Government banking regulations, Payability is required by law to verify both your identity and your business address. Please upload address verification documents per the instructions below.

Valid documentation for Address Verification

- Acceptable documents include bank statements, credit card statements, utility bills, or any other monthly bill that meets the criteria above.
- If you have a sole proprietorship, this is your personal address.
- Your name and address must be visible.
- The utility company or bank address information must be visible.
- Your account may be a joint account, but your name must be on the account. Your name must match your Payability account information and your government ID.
- The dates on your scanned statement must be within six months of the date you upload them.

garry9061 01-17-2018 11:17 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by Rellik3600 (Post 895460)
No one has answered the questions referring to the Identification they request. How did/do you get past the following below (this is from the payability website):

Identity Verification

Due to US Government banking regulations, Payability is required by law to verify both your identity and your business address. Please upload identity verification documents per the instructions below.

Valid documentation for Identity Verification

- Acceptable documents include passport, national ID card (NIC/CNIC), driver's license, tax ID, voter ID, postal ID, or any other valid government-issued photo ID that meets the criteria above.
- Your current, valid government-issued photo ID.
- This ID must include your picture, signature, name, date of birth, and address, with the exception of passports, which do not need your address.
- The image must be a color scan that shows your photo and required data clearly.
- The four edges of the ID card must be visible in the scanned image.
- Even when issued by a government agency, we cannot accept documents like student IDs, employee IDs, or library cards.
Business Address Verification

Due to US Government banking regulations, Payability is required by law to verify both your identity and your business address. Please upload address verification documents per the instructions below.

Valid documentation for Address Verification

- Acceptable documents include bank statements, credit card statements, utility bills, or any other monthly bill that meets the criteria above.
- If you have a sole proprietorship, this is your personal address.
- Your name and address must be visible.
- The utility company or bank address information must be visible.
- Your account may be a joint account, but your name must be on the account. Your name must match your Payability account information and your government ID.
- The dates on your scanned statement must be within six months of the date you upload them.

Well lets think this one through together, alright?

Your on a eBay/Amazon forums, where you learn to create stealth account which need documents.

These identification documents you use for eBay or Amazon, would it be a wild guess to say that maybe, just maybe, that you use these documents for Payability? :clap:

487523 03-27-2018 12:40 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by Rellik3600 (Post 895460)
No one has answered the questions referring to the Identification they request. How did/do you get past the following below

They are very easy to pass.

ScottieBoi 04-02-2019 05:00 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
I am trying to apply for Payability right now. They are asking for my name, SSN, Business Name and EIN on the same page. I'm trying to figure out how to pass the "Your name and SSN do not match" without using my real info. Has other people used their real info and connected it to their Amazon account with no problems? I'm not sure how else you could get it done.

ddm50 04-03-2019 07:07 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by ScottieBoi (Post 991054)
I am trying to apply for Payability right now. They are asking for my name, SSN, Business Name and EIN on the same page. I'm trying to figure out how to pass the "Your name and SSN do not match" without using my real info. Has other people used their real info and connected it to their Amazon account with no problems? I'm not sure how else you could get it done.

You use your real lol

ScottieBoi 05-23-2019 11:12 AM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
Quote:

Originally Posted by ddm50 (Post 991211)
You use your real lol

That's the entire issue. Payability "has a relationship with Amazon". So, you use your real info for Payability, then add it to Amazon? Is that not a huge risk/ potential mistake?

gooddeal 05-23-2019 12:37 PM

Re: Payability Has Really Been A Lifesaver for My Accounts
 
dont think they will take stealth account


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