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Old 03-26-2018
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Default Using all sub accounts in a bank

Banks give you many sub accounts, example Checking, Savings, Savings 2, Savings 3, etc. This allows you to churn multiple accounts for stealth.

I've read some older threads of people doing this but they did not mention the account number discrepancy.

For example with a Canadian bank the routing # will be the same and the account number will be off by only a few digits for example:

Checking: XXXXXXXX87
Savings: XXXXXXXX90
Savings2: XXXXXXXX91

I am worried the close resemblance may create a flag on Amazon's end.

What have others success rate been with this?
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Old 03-26-2018
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Default Re: Using all sub accounts in a bank

I guess by now you know I am old school.

Amazon look for similarities. The bank accounts might be too close.

It absolutely depends on account creation.

BTW, I think this is a really valid questi0n to discuss.
Thank you.


Last edited by GreenBean; 03-26-2018 at 11:12 PM.
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Old 03-26-2018
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Default Re: Using all sub accounts in a bank

For my US and Canadian bank accounts I really try to avoid a simple 1 or 2 digit difference - it does look a bit iffy to me and GB correctly pointed out potential for similarities.

This is why I stagger bank account creation - some time allows for more variation in digits as well
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Old 03-27-2018
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Default Re: Using all sub accounts in a bank

another detail is per state/branch aba/routing
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Old 03-27-2018
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Default Re: Using all sub accounts in a bank

Quote:
Originally Posted by gamisou View Post
another detail is per state/branch aba/routing
Agree - what's your situation?
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Old 03-27-2018
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Default Re: Using all sub accounts in a bank

I doubt it would be an issue.. I feel like Amazon looks at other factors more closely and not so much this..
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Old 04-02-2018
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Default Re: Using all sub accounts in a bank

Also you can wait a bit between opening each account and the numbers wont be that close.
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