Updating charge card (payment method) on seller account

chris100 · #1 03-09-2023

So i receive the routine Amazon email...."Your scheduled payment of XXX GBP has been cancelled because your payment method on file is invalid. Funds will not be transferred to you until you provide a valid charge method."

I use a standard UK debit card as before (it was the direct replacement for the old card). However, even after verifying the Amazon test charge when prompted through my bank,...the updated card failed verification.

Previously, you could get away with complete mismatch of details (name, address, phone number) with your debit card on Amazon.
I didn't want to give too much as my 'normal' address and name is linked to a deactivated account.

The only thing they wanted was a matching postal code. So, name, house number and phone number can still be stealth.

Hopefully that is enough to stop accounts being linked....for now.

rsot · #2 03-10-2023

you solved the issue though? seems unclear

chris100 · #3 03-10-2023

Quote:

Originally Posted by rsot

you solved the issue though? seems unclear

Yes, the matching post code was enough for the card to be verified and the account to be unrestricted again.

**SaiJin** · #4 03-10-2023

You are using a debit card, not a credit card?

chris100 · #5 03-10-2023

Quote:

Originally Posted by SaiJin

You are using a debit card, not a credit card?

Yes debit card. Is a credit card better or worse for mismatching details?

**SaiJin** · #6 03-10-2023

Quote:

Originally Posted by chris100

Yes debit card. Is a credit card better or worse for mismatching details?

I always tell people to only use credit cards or a good VCC.

Debit cards are hit or miss.

e2free · #7 03-11-2023

You need working card

rsot · #8 03-11-2023

Quote:

Originally Posted by chris100

Yes, the matching post code was enough for the card to be verified and the account to be unrestricted again.

nice to hear

chris100 · #9 03-11-2023

Quote:

Originally Posted by SaiJin

I always tell people to only use credit cards or a good VCC.

Debit cards are hit or miss.

Debit cards have worked out for me so far and easy to get with basic bank accounts.

The question is do credit cards require you to confirm post code (or other 'real' details) when Amazon try to charge (and your bank wants to confirm it's really you)?