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-   -   Does amazon put/take out money from your debit/credit card to verify it (https://www.aspkin.com/forums/amazon/51195-does-amazon-put-take-out-money-your-debit-credit-card-verify.html)

roberto 09-26-2012 03:28 PM

Does amazon put/take out money from your debit/credit card to verify it
 
Does amazon put/take out money from your debit/credit card to verify it ?

Shadowmoe7 09-26-2012 03:34 PM

yeah like 4 $
when first creating the account

roberto 09-26-2012 04:22 PM

Quote:

Originally Posted by Shadowmoe7 (Post 379643)
yeah like 4 $
when first creating the account

Well on the seller registration page it says: "we do not actually make the charge; we just ask if this amounts exists in the account"

Gamefreak 09-26-2012 05:42 PM

They usually charge me a dollar..

alex068 09-26-2012 10:09 PM

Ive done it 7 times so far with different gift cards they took 1$ every time but they do say that they may take up to 4.:typing:

roberto 09-26-2012 10:32 PM

Quote:

Originally Posted by alex068 (Post 379728)
Ive done it 7 times so far with different gift cards they took 1$ every time but they do say that they may take up to 4.:typing:

can you tell me why amazon takes money out of the account?

is it to verify the address?

or is there no way for amazon to verify address because they can not know address on debit card/gift card?

hercheys 09-26-2012 11:26 PM

They do charge you $1 authorization and puts it back eventually.

rsot 09-27-2012 05:43 AM

/quote

can you tell me why amazon takes money out of the account?

It`s the test authorization - to make sure your card isnt some bogus.

GreenBean 09-27-2012 05:48 AM

Quote:

Originally Posted by roberto (Post 379648)
Well on the seller registration page it says: "we do not actually make the charge; we just ask if this amounts exists in the account"

Which means they go to the card and 'take' an amount to make sure there is actually money on the card.....

cards must have funds on them. Simple rule really:typing:

meVebay 09-27-2012 05:52 AM

They don't actually take the money. Lets get that clear.

It's merely a check to make sure the card is active. It also checks (within the quite small constraints of the AVS system) that the address given to Amazon matches the details on the card.

There are many reports on the forum, that coming upto disbursement time, and when in review, people have had upto 10$ put on authorisation.

If Amazon's test authorisation fails, they will know why from the declined code they get. Whether it's no funds, AVS not matching up, they'll know.

I'd recommend always having at least £10 on the card used for registration. You never know what may happen.

roberto 09-27-2012 10:22 AM

Quote:

Originally Posted by meVebay (Post 379835)
They don't actually take the money. Lets get that clear.

It's merely a check to make sure the card is active. It also checks (within the quite small constraints of the AVS system) that the address given to Amazon matches the details on the card.

There are many reports on the forum, that coming upto disbursement time, and when in review, people have had upto 10$ put on authorisation.

If Amazon's test authorisation fails, they will know why from the declined code they get. Whether it's no funds, AVS not matching up, they'll know.

I'd recommend always having at least £10 on the card used for registration. You never know what may happen.

so amazon can tell if the address is matching or not?

because someone told me: "They can not see or find out a address from card numbers. you can use any address. "

roberto 09-27-2012 10:24 AM

Quote:

Originally Posted by hercheys (Post 379744)
They do charge you $1 authorization and puts it back eventually.

so many conflicting views here.

some people say they take money, others say they dont.


anyway amazon themselve said they dont actually take money, only check if its there

hercheys 10-05-2012 01:33 AM

Quote:

Originally Posted by roberto (Post 379905)
so many conflicting views here.

some people say they take money, others say they dont.


anyway amazon themselve said they dont actually take money, only check if its there

Authorization only AVS is used by companies and processors to verify recuring memberships. Like Netflix, Amazon, eBay... to verify name, street and zip code or whether is a prepaid card, debit card (checking attached) or ATM card, credit card. They often authorized $1.00 or $0.00 for example. You can always call your bank to have removed or prepaid card issuing bank.

They could capture any amount later if they wish as long as you have funds available. Authorization and capture or post authorization often used by Hotels to authorized an amount and capture it later. As long as you got money on your card, they could withdraw it as simple as that.

goofball 10-05-2012 02:12 AM

Quote:

Originally Posted by roberto (Post 379648)
Well on the seller registration page it says: "we do not actually make the charge; we just ask if this amounts exists in the account"

What they are doing is simply verifying as has been stated that funds exist on the card. They put it through but leave it in a "pending" status, The never send it through for processing. Technically they do not take the money, however it will effect your "available funds" until the pending staus drops. Most companies do this within 24-48 hrs though technically the have 30 days to do this.

In this situation it is not to validate address etc. Just funds availability.

rsot 10-05-2012 02:43 AM

They do a test charge - to make sure money goes through - don`t actually CHARGE and KEEP.

Keep 0-10 or 0-20 as funds on the cc.

GreenBean 10-05-2012 02:51 AM

Quote:

Originally Posted by roberto (Post 379905)
so many conflicting views here.

some people say they take money, others say they dont.


anyway amazon themselve said they dont actually take money, only check if its there

Only conflict is your ideas.:ranger:

amazon go to the card WHICH HAS TO HAVE FUNDS LOADED on it.

They take funds from the balance to make sure it's a working card.

NO funds, the card fails. Funds there, the card works....

Conclusion: load the card with at least $5 to not fail


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