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What actually happens when your Amazon account is "Under Review"?
 

Does an employee actually review your account?

I feel like they just hold your money hostage for a certain period of time, so that they can refund it to the buyers in the event that they need to. Let's say that you sell a bunch of items which are of extremely poor quality, or just decide not to ship at all. Amazon will want some recourse. So I don't think they are actually "reviewing" my account, per say, just taking the necessary precautions to protect themselves.

Am I right in thinking this? Does anybody have experience which would support my belief or perhaps argue against it?

Im curious about the metrics behind a review too. Any amazon reps here? hehe.

that is exactly what they are doing... sacka_man...

So is it worth submitting additional information to "appeal" their decision to review?

I cant say for sure but that actually worked for me once... I showed them my ebay account ( 7000 feedback TRS at the time )