Prepaid cards

[6thalarm]

I have an account set up in my girlfriends name, there’s currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, what’s required to register the cards?

[rsot]

Physical visa or mastercard gift care from convenience store should still work as a cc

[JamesNorth101]

So how would you be paying for it if there is no card attached?

[6thalarm]

I don’t have a store and get enough free listings a month to cover me, it’s only if someone wants a refund I’d need the card

[rsot]

How's MP on the account? All setup with a bank account?

[6thalarm]

Yes all bank account

[rsot]

Tesco still provides a prepaid card option? It's been awhile since I checked

[agent006140]

if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.

[dom03]

Originally Posted by agent006140

if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.

Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.

[cpadhk07]

Originally Posted by 6thalarm

I have an account set up in my girlfriends name, there’s currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, what’s required to register the cards?

You can try Revolut Card. it work i think.

[Hank]

Originally Posted by dom03

Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.

Just to clear things up, you are wrong.

From ebay help pages:

"How refunds work

When you offer your buyer a refund, the amount will be paid from the total of your Available, Processing, and On hold funds. If you don’t have enough funds to cover the cost of the refund, the amount will be paid from your linked bank*account or an on-file payment method.

For example, if you issue your buyer a $100 refund and only have $80 in Available, Processing, and On hold funds, your payout bank account or on-file payment method will be used to fund the remaining $20

When eBay issues a refund to your buyer on your behalf*due to an eBay Money Back Guarantee case or payment dispute, the amount will be deducted from the total of your Available, Processing, and On hold funds.

If the total of your Available, Processing, and On hold funds are insufficient to cover the outstanding amounts you owe, eBay will charge your on-file payment method for the remaining amounts owed within 14 days. We may add up the amounts you owe into a single charge.


Surprised to see someone actually 'liked' this piece of made up misinformation.

[dom03]

Originally Posted by Hank

Just to clear things up, you are wrong.

Surprised to see someone actually 'liked' this piece of made up misinformation.

Thanks for posting some info about this, I may not have been 100% correct.

But I did not make this information up, it is partially true and depends on the scenario.

So my advice was still correct in some cases (I don't recall which ones), but from my experience when someone either opened a dispute or I initiated a refund it was charged to my bank on file despite having available funds in my MP Balance or funds that were on hold from that disputed transaction that I accepted a refund for.

This has been my experience on multiple accounts.

[rsot]

Originally Posted by cpadhk07

You can try Revolut Card. it work i think.

For some ppl it works but you will still need active MP for sales