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Australia eBay & Paypal General discussions about eBay.com.au Suspensions and Paypal.com.au limited accounts. This forum is geared towards AU.

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  #1  
Old 09-07-2022
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Default Prepaid cards

I have an account set up in my girlfriends name, thereís currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, whatís required to register the cards?
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Old 09-07-2022
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Default Re: Prepaid cards

Physical visa or mastercard gift care from convenience store should still work as a cc
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Old 09-07-2022
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Default Re: Prepaid cards

So how would you be paying for it if there is no card attached?
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Old 09-10-2022
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Default Re: Prepaid cards

I don’t have a store and get enough free listings a month to cover me, it’s only if someone wants a refund I’d need the card
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Old 09-10-2022
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Default Re: Prepaid cards

How's MP on the account? All setup with a bank account?
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Old 09-11-2022
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Default Re: Prepaid cards

Yes all bank account
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Old 09-11-2022
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Default Re: Prepaid cards

Tesco still provides a prepaid card option? It's been awhile since I checked
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Old 09-11-2022
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Default Re: Prepaid cards

if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.
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Old 09-14-2022
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Default Re: Prepaid cards

Quote:
Originally Posted by agent006140 View Post
if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.
Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.
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Old 12-17-2022
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Default Re: Prepaid cards

Quote:
Originally Posted by 6thalarm View Post
I have an account set up in my girlfriends name, thereís currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, whatís required to register the cards?
You can try Revolut Card. it work i think.
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  #11  
Old 12-18-2022
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Default Re: Prepaid cards

Quote:
Originally Posted by dom03 View Post
Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.
Just to clear things up, you are wrong.

From ebay help pages:

"How refunds work

When you offer your buyer a refund, the amount will be paid from the total of your Available, Processing, and On hold funds. If you donít have enough funds to cover the cost of the refund, the amount will be paid from your linked bank*account or an on-file payment method.

For example, if you issue your buyer a $100 refund and only have $80 in Available, Processing, and On hold funds, your payout bank account or on-file payment method will be used to fund the remaining $20

When eBay issues a refund to your buyer on your behalf*due to an eBay Money Back Guarantee case or payment dispute, the amount will be deducted from the total of your Available, Processing, and On hold funds.

If the total of your Available, Processing, and On hold funds are insufficient to cover the outstanding amounts you owe, eBay will charge your on-file payment method for the remaining amounts owed within 14 days. We may add up the amounts you owe into a single charge.



Surprised to see someone actually 'liked' this piece of made up misinformation.
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  #12  
Old 12-20-2022
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Default Re: Prepaid cards

Quote:
Originally Posted by Hank View Post
Just to clear things up, you are wrong.

Surprised to see someone actually 'liked' this piece of made up misinformation.
Thanks for posting some info about this, I may not have been 100% correct.

But I did not make this information up, it is partially true and depends on the scenario.

So my advice was still correct in some cases (I don't recall which ones), but from my experience when someone either opened a dispute or I initiated a refund it was charged to my bank on file despite having available funds in my MP Balance or funds that were on hold from that disputed transaction that I accepted a refund for.

This has been my experience on multiple accounts.
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  #13  
Old 12-20-2022
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Default Re: Prepaid cards

Quote:
Originally Posted by cpadhk07 View Post
You can try Revolut Card. it work i think.
For some ppl it works but you will still need active MP for sales
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