Forum

Aus paypal credit checks
 

Do Pay-pal do credit checks in Aus. I remember reading a while ago in the U.S forums that pay-pal credit check after you earn XX amount per month.

Does anyone know of the earning cap in Australia before a credit check if any?
Thanks guys :typing:

some says $700 $1000 $1500, but i have since passed $1000 mark and yet to be check (touch wood). main issue is how to give pp impression that your account is low risk account. i do this
1. dont empty your new pp at one time, at least not with a large amount of hundreds.
2. leave a certain amount say average amount of your sale, i leave $60++ in mine.
3. wait at least 24 hours after receiving payment before you withdraw to bank

Thanks jjjia, great advice.
I live by those 3 rules.

You're actually referring to the pay-pal ID check which as you said normally happens @ $1000. I'm actually talking about a credit check which occurs @ 5-10k in sales in one month.
Not sure when the credit check happens but when it does your pay-pal account is gone.
It's simply pay-pals risk assessment. Course when I say your account is gone it's only stealth accounts, real details are fine of course. Unless you have a credit default.

What if you have not had credit in a long time? Surely you could not fail a credit check if you have not had credit?

With credit checks no credit is the same as bad credit. Course if you earn 10k a month it's likely you will have some type of credit history.
FanX

Ah, you fail because you have no credit history evident to them, ie no credit.

So a person paying cash, having pre-paid mobile, can have problems of 'no credit'. Been overseas for longer than 6 years, no (current) credit history seen equals no credit.:juggle: All on an individual basis ,of course.