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Coles Reloadable CC
 

Just wondering if anyone is using these? Appears to be the same as L&G in the sense that there is an attached bank account. Just wanting to know if there are any issues before I order a few.

PDS states an inital $1000 card limit but you can apply to increase
$300 per day withdrawals, will be increased to $1000 per day once increased

Increasing requires identification.

Either way - $300 a day withdrawal is sweeeeeet =D

Is it too good to be true??


EDIT - Have ordered one - no ID was required but did need to use an address known to me for delivery as well as my credit card to order it, which of course can be avoided ;) Will update when I receive it!

Re: Coles Reloadable CC
 

can't get it over the counter?

Re: Coles Reloadable CC
 

Can only order it online, doesn't state anywhere that it may be changing in the future, but I hope it does!

Re: Coles Reloadable CC
 

Does it allow stealth? I think they will require docs as soon as you start moving reasonable money through it.

Re: Coles Reloadable CC
 

yeah the address thing is annoying but oh well

Re: Coles Reloadable CC
 

@muzzie - the only time the ask for docs is when you chose to increase the card limits.
Balance limit is $1000 with no docs, with a $300 per day withdrawal - thats crazy good!
If you have access to docs you can increase your limits too $10,000 balance with a $1000 per day withdrawal.

ALSO - if you increase - you can withdrawal internationally!

Only thing you need to sort is the address issue because you will need it sent to a secure address. Purchase option can be easy stealthed by using a L&G ;)

Re: Coles Reloadable CC
 

Just a quick update - ordered, received in 3 days and added both bank account + credit card info to paypal no issues.

Re: Coles Reloadable CC
 

Can you change the address on the card online? Can you go to the branch and tell them you moved to a dif address and change it?
It will really make my life easier with Amazon.
Can you add the phone number of the service? will save me some time :)

Re: Coles Reloadable CC
 

you can change the address online =) there is no phone number that i am aware of, its just "coles reloadable mastercard" and the bank the account runs through is called "Indue"

Re: Coles Reloadable CC
 

I started the confirmation of bank account process on the 22/11 - no deposits on the card as yet but will update as soon as they are there! I have test auctions finishing Sunday so will be attempting my first withdrawal the following Monday to test withrawal times etc - Keep you all posted!

Re: Coles Reloadable CC
 

OK this is dissapointing - paypal deposits have not come through to the card yet, using the bank account details on the card. have now been waiting 9 days.

Re: Coles Reloadable CC
 

i just got mine today so i'll see how long it takes here

Re: Coles Reloadable CC
 

OK - the minimum you can transfer via bank deposit is $10, any less will be rejected - so the paypal bank verification is going to be a little tricky to do - I am going to call customer support and see if they can see the rejected transactions. Will update!

PS - I have also found out that one card is only good for $6000 worth of deposits, will need a new card or verify the one you have. Stupid bloody idea!

Re: Coles Reloadable CC
 

So how did you go. that's no good news.
If you can't get it verified then they are no good. You can only withdraw like $700

Re: Coles Reloadable CC
 

where does it say you can only withdrawal $700?

Re: Coles Reloadable CC
 

PayPal wont let you withdraw more than that on a unverified bank account

Re: Coles Reloadable CC
 

Just got the email from Paypal saying the bank rejected the deposits.

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The 21 day hold would never change either would it? On an account with an unverified bank account.

Re: Coles Reloadable CC
 

No the 21 day hold doesn't have anything to do with it

Re: Coles Reloadable CC
 

I'm asking if the 21 day hold ever disappears on an unverified paypal account

Re: Coles Reloadable CC
 

I dont know because before i start selling i verify credit card

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And the 21 day hold gets removed b4 i add bank account

Re: Coles Reloadable CC
 

So it wouldn't verify?

Re: Coles Reloadable CC
 

No, cant withdraw to the card because you must load a minimum of $10 to the card and the PP deposits are under $2 so get rejected and never deposited. You cant see the PP code so cant verify.

Re: Coles Reloadable CC
 

Shame it does not work, but I have to wonder why anyone would really need a bank account like this unless one was up to some sort of mischief. Bank accounts are easily opened online here in Australia and the banks here are as tight as a fishes backside when it comes to sharing any of an account holders information (other than to the tax Dept perhaps). I'd be very surprised if PayPal could get any information from an Australian bank.

Re: Coles Reloadable CC
 

The L&G Card min deposit was $20 but was still able to verify once upon a time.

Re: Coles Reloadable CC
 

no go party people, the two small deposits do not go through and they bounce back.
*tried 3 cards and also adjusted the BSB but Nto the Oyo.

Re: Coles Reloadable CC
 

Would it still work with a single withdrawal from the PP account? Once you have money in the account (which has been CC verified) add bank account and withdraw money in account.

Re: Coles Reloadable CC
 

It does work single withraw and thats it. Just one time

Re: Coles Reloadable CC
 

the system won't let you add it again?

Re: Coles Reloadable CC
 

Nope, once the 2 deposits are returned to PP you can never link that bank acct again. Account can be used just once.

Re: Coles Reloadable CC
 

no you cant verify the bank account. and once the 2 small deposits are refunded back to PP you can never withdraw to that bank account again. ie. use it once then its gone for good. not really useful for stealth accounts because you can never have a verified account.

Re: Coles Reloadable CC
 

Verify it with a card?

Re: Coles Reloadable CC
 

the coles cards are no go craigy baby

Re: Coles Reloadable CC
 

No ID required? How is that possible?

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Agreed. They can't be verified. The account can only be used once then its locked out. Not viable. Hopefully Woolworths will hit back aoon with something useful !:clap:

Re: Coles Reloadable CC
 

I love these cards, they make great gifts. I bought one for my nan and the name was Elvis Presley. 4 days later my nan received a letter for Elvis with a brand new 16 digit CC, best $10 gift ever!!