Bank Accounts in the UK

[whiteberry]

Hey all, I know this may sound fairly obvious but just wanted to clarify.
UK bank accounts - I have a few that I need to close and I will need to open up some more. What is the best practices? I have done well doing this for years but now I am really protective of my excellent credit rating (LOL) sad? I know!

So can I open 1 current account every 6 months?
what about savings/basic accounts?

Thanks for any advice!

[JamesNorth101]

I would stick to savings and basic accounts as they wont have an effect on your credit rating.

Newer banks like Uaccount are also REALLY good and let you open a lot of accounts without issue.

[whiteberry]

Thanks so much James! You are a star

[ghettotige]

Any others like uaccount?
I am running out of high street banks to use myself..

Just tried Uaccount but my broadband went down during the signup and now it wont let me login or create an account.

[moibrahim]

Originally Posted by JamesNorth101

I would stick to savings and basic accounts as they wont have an effect on your credit rating.

Newer banks like Uaccount are also REALLY good and let you open a lot of accounts without issue.

Hi James, can we us this Uaccount for PayPal withdrawal without any issues?
Thanks

[blobby]

Originally Posted by moibrahim

Hi James, can we us this Uaccount for PayPal withdrawal without any issues?
Thanks

This has already been answered several times!!

[sax4]

Originally Posted by ghettotige

Any others like uaccount?
I am running out of high street banks to use myself..

Just tried Uaccount but my broadband went down during the signup and now it wont let me login or create an account.

Contact support?

[JamesNorth101]

Originally Posted by moibrahim

Hi James, can we us this Uaccount for PayPal withdrawal without any issues?
Thanks

Yep works well

[moibrahim]

Originally Posted by JamesNorth101

Yep works well

Thanks James, do this Uaccount ask for ID and stuff once we created it?

[shellyanne]

Does Uaccount only ask for ID not proof of address, I live in Portugal but have a UK passport, I can use a UK address but don't have any proof of living there, will this be ok to open accounts with them?
Thanks for any help

[JamesNorth101]

They didn't for me as I passed all the electronic checks.

If you don't then they will ask for ID. You can only apply for a Uaccount if your in the UK as far as I can tell

[moibrahim]

Originally Posted by JamesNorth101

They didn't for me as I passed all the electronic checks.

If you don't then they will ask for ID. You can only apply for a Uaccount if your in the UK as far as I can tell

Yeah you're absolutely right, they asked for ID and proof of address when I created it using different details.

By the way this uaccount have connections with HMRC? Is there any possibility that we use them without registering with HMRC?

Thanks

[rsot]

i want to buy U account?
any one selling ?

Be careful of unsolicited pm's about this - ppl selling use of bank account in their name can be tricky if you don't know them well. Might have to actively pm people and hope for assistance

[parsierngue]

Originally Posted by rsot

Be careful of unsolicited pm's about this - ppl selling use of bank account in their name can be tricky if you don't know them well. Might have to actively pm people and hope for assistance

lol

Not sure why you didn't just say that he shouldn't be buying bank accounts.

[relinquish]

Beware of using Uaccount. They restricted my account a month ago due to unusual activity (basically 3 accounts with paypal deposits and witdrawing dail cash). They are nearly iumpossible to get hold off & their online chat just fobs you off.

[zamzam]

Originally Posted by relinquish

Beware of using Uaccount. They restricted my account a month ago due to unusual activity (basically 3 accounts with paypal deposits and witdrawing dail cash). They are nearly iumpossible to get hold off & their online chat just fobs you off.

Any updates on your situation, I am also in a similar situation and I have a fair amount of money in my account! They are not replying to my emails etc.