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-   -   I am feeling really really frustrated at this moment! (https://www.aspkin.com/forums/bank-accounts/115978-i-am-feeling-really-really-frustrated-moment.html)

walkingupwards 03-14-2018 12:30 PM

I am feeling really really frustrated at this moment!
 
I live in Germany. I had an account with my local Sparkasse (private account) and I used it to transfer money from my Paypal to the account and then cash out.

The clerk responsible for my account ran a manual inspection and decided to freeze the account until I send him documents he requested. I did send him the documents and after that he was supposed to convert my account to a business account. What he did is that he closed my private account and I even got banned from that bank.


My credit score is negative and no bank wants to open a business account for me.


Anyone living in Germany? What do you suggest doing?

aspkin 03-14-2018 12:37 PM

Re: I am feeling really really frustrated at this moment!
 
Did you have mismatch name on your PayPal account? Did the names match or where they different?

Gladiator 03-14-2018 01:03 PM

Re: I am feeling really really frustrated at this moment!
 
http://www.about.hsbc.de/hsbc-in-ger...anch-locations

Or try a local bank branch that has starter accounts.

walkingupwards 03-14-2018 01:41 PM

Re: I am feeling really really frustrated at this moment!
 
Quote:

Originally Posted by aspkin (Post 907556)
Did you have mismatch name on your PayPal account? Did the names match or where they different?



Not at all. My Paypal account had my real name on it. It had nothing to do with my Paypal. Their problem is that I used a private account for commercial purposes.

cybershark 03-28-2018 04:26 PM

Re: I am feeling really really frustrated at this moment!
 
Which amounts of money did you transfer (just round about)? And aren't there ways to get a good Schufa Score again? I've heard of many ebooks regarding this topic but I'm not sure if they are helpful.


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