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-   -   Unable to own Bank Account - Under 18 (https://www.aspkin.com/forums/bank-accounts/116098-unable-own-bank-account-under-18-a.html)

elitepanel 03-18-2018 11:43 PM

Unable to own Bank Account - Under 18
 
I really need alternatives. So far my orders get cancelled when I try to purchase visa gift cards. Anything else I can do being under 18?

Gladiator 03-18-2018 11:53 PM

Re: Unable to own Bank Account - Under 18
 
Are you hiding from your family what you're doing? You can easily open up a bank account at nearly any bank.

elitepanel 03-19-2018 06:32 AM

Quote:

Originally Posted by Gladiator (Post 908569)
Are you hiding from your family what you're doing? You can easily open up a bank account at nearly any bank.

They already had to get me a new card last year and the process was a pain to them. There’s no way they’re going to open up 3+ bank accounts for me when there’s the possibility id need new ones.

rsot 03-19-2018 08:06 AM

Re: Unable to own Bank Account - Under 18
 
Quote:

Originally Posted by elitepanel (Post 908613)
They already had to get me a new card last year and the process was a pain to them. There’s no way they’re going to open up 3+ bank accounts for me when there’s the possibility id need new ones.

If you have online access to your bank, perhaps worth creating subaccounts online - if you can

dallis 03-19-2018 01:27 PM

Re: Unable to own Bank Account - Under 18
 
The age rules are, I think, federal in nature, nothing you can do about them unless you are a court ordered emancipated minor or over 18.

Same thing for virtual accounts.

I'm not clear why you can't walk into a grocery store and buy visa gift cards if you want, there's no ago limit on that. What good that will do I don't know.

I think the sub-account idea is a good one, though, it may be blocked by law as well, but check it out.

elitepanel 03-19-2018 05:39 PM

Quote:

Originally Posted by rsot (Post 908630)
If you have online access to your bank, perhaps worth creating subaccounts online - if you can

Good idea - will check into it!

rsot 03-19-2018 06:43 PM

Re: Unable to own Bank Account - Under 18
 
Which bank you with elitepanel?

dallis 03-19-2018 06:49 PM

Re: Unable to own Bank Account - Under 18
 
If he had to have an adult help open it, he probably can’t open a sub account without the parental consent for that as well.

Gladiator 03-19-2018 06:53 PM

Re: Unable to own Bank Account - Under 18
 
Quote:

Originally Posted by dallis (Post 908745)
If he had to have an adult help open it, he probably can’t open a sub account without the parental consent for that as well.

Agreed. I’d imagine they’d make the parents enter their info or sign something.

elitepanel 03-19-2018 07:43 PM

Quote:

Originally Posted by Gladiator (Post 908747)
Agreed. I’d imagine they’d make the parents enter their info or sign something.

I’ll have to check

elitepanel 03-19-2018 07:44 PM

Quote:

Originally Posted by rsot (Post 908743)
Which bank you with elitepanel?

I’m with my local credit union.

rsot 03-19-2018 09:56 PM

Re: Unable to own Bank Account - Under 18
 
Quote:

Originally Posted by elitepanel (Post 908767)
I’m with my local credit union.

Log in online and tried to make a new chequing or savings account for yourself?


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