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-   -   Canadian Accounts with USA banking? (https://www.aspkin.com/forums/canada-ebay-discussions/123450-canadian-accounts-usa-banking.html)

Jennifer91 01-23-2019 10:41 PM

Canadian Accounts with USA banking?
 
I am just wondering who here has Canadian accounts with a USA bank account. I got a question to ask you.

Feel free to PM me or reply on here, then I'll pm you. Just a quick question. I don't want to ask openly.

Thank you! :)

rsot 01-23-2019 11:09 PM

Re: Canadian Accounts with USA banking?
 
Replied - but more info coming :)

MortyYellow 01-28-2019 03:34 PM

Re: Canadian Accounts with USA banking?
 
Hello, i got a canadian account with vcc connected, i really need a canadian VBA but if that isnt available i really want to try to add a usa VBA.

did you tried it yet? or does someone have tried it on this forum?

Jennifer91 01-28-2019 03:35 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by MortyYellow (Post 974662)
Hello, i got a canadian account with vcc connected, i really need a canadian VBA but if that isnt available i really want to try to add a usa VBA.

did you tried it yet? or does someone have tried it on this forum?


Check forums here for sold accounts under Canada.
epimetheus039

Good person he'll get you what you need, for Canadian accounts.

slokor 01-28-2019 03:53 PM

Re: Canadian Accounts with USA banking?
 
From everything Im hearing over the last few years it is not possible to add a US based bank account to a Canadian paypal.
The option is showing as being available but when you try to do it youll get an error message.

Jennifer91 01-28-2019 03:54 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by slokor (Post 974666)
From everything Im hearing over the last few years it is not possible to add a US based bank account to a Canadian paypal.
The option is showing as being available but when you try to do it youll get an error message.

Yes, true.

slokor 01-28-2019 04:06 PM

Re: Canadian Accounts with USA banking?
 
If you say so.
Its been an issue for many who have reported as much.
If you know how to get that done perhaps you should let us all know. That's what these forums are all about.

ivanicon 01-31-2019 03:44 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by slokor (Post 974670)
If you say so.
Its been an issue for many who have reported as much.
If you know how to get that done perhaps you should let us all know. That's what these forums are all about.

a lot of people here likes to keep secrets so don't expect much help Jennifer91 is rude and a big meanie and won't even help me find supplier. have a good day

Jennifer91 01-31-2019 04:53 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by ivanicon (Post 975367)
a lot of people here likes to keep secrets so don't expect much help Jennifer91 is rude and a big meanie and won't even help me find supplier. have a good day

Awwww I'm suppose to help you find a supplier? Me just me on the entire stite? What else? What else? :cheer::focus::welcome;:comp5::peace:

slokor 01-31-2019 06:06 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by ivanicon (Post 975367)
a lot of people here likes to keep secrets so don't expect much help Jennifer91 is rude and a big meanie and won't even help me find supplier. have a good day

Shes supposed to help you find a supplier...? And her not wanting to do that makes her rude? What universe are you living in friend?

rsot 01-31-2019 07:16 PM

Re: Canadian Accounts with USA banking?
 
Suppliers are found via research and commitment

ivanicon 01-31-2019 08:48 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by slokor (Post 975389)
Shes supposed to help you find a supplier...? And her not wanting to do that makes her rude? What universe are you living in friend?

not just her alot of people. but it's ok because still I rise... :) anyways i'm gonna take a little bit more cold medicine and head back to sleep.

Jennifer91 02-01-2019 01:27 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 975401)
Suppliers are found via research and commitment

That will power Rsot! :typing:

cnone 02-01-2019 05:27 PM

Re: Canadian Accounts with USA banking?
 
I don't know how things go for USA and Canada but, my PayPal account is a Bulgarian one and I've activated it by Turkish VCC. In Turkey, we don't support AVS yet, I'm sure but have no idea on BG if they are in AVS or not.

Alex364 04-01-2019 06:21 AM

Re: Canadian Accounts with USA banking?
 
Could you tell me which service you got this vcc in?

rsot 04-04-2019 08:08 AM

Re: Canadian Accounts with USA banking?
 
This is a Canadian pp thread though...

cnone 01-25-2020 01:45 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by Alex364 (Post 990580)
Could you tell me which service you got this vcc in?

Is that me or OP?

awildagainey319 03-18-2020 11:18 PM

Re: Canadian Accounts with USA banking?
 
well, i have same question that bank from Payoneer could add paypal canada?

rsot 03-19-2020 07:48 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by awildagainey319 (Post 1078343)
well, i have same question that bank from Payoneer could add paypal canada?

Why not try it out and report back?

JimJim 04-12-2020 03:42 AM

Re: Canadian Accounts with USA banking?
 
Both my Canadian PP's have a legit US account attached

rsot 04-12-2020 06:37 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by JimJim (Post 1084656)
Both my Canadian PP's have a legit US account attached

Very nice - which bank?

JimJim 04-13-2020 12:14 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084687)
Very nice - which bank?

BMO Harris. Opened the accounts through BMO

HolaAmigo 04-13-2020 01:07 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by JimJim (Post 1084922)
BMO Harris. Opened the accounts through BMO

FWIW BMO is primarily a Canadian bank.. They have a US side too but perhaps that's the explanation?

JimJim 04-13-2020 03:07 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by HolaAmigo (Post 1084928)
FWIW BMO is primarily a Canadian bank.. They have a US side too but perhaps that's the explanation?

Yes via the Harris bank. Look up "BMO Harris". You can open US accounts through a BMO branch. Takes some paperwork of course, they mail you some forms but then you're good to go.

Got 3 bank accounts and 3 debit MC's with them. Blling address still in Canada

rsot 04-13-2020 03:13 AM

Re: Canadian Accounts with USA banking?
 
I have been a strong advocate for BMO Harris Bank for years - I have been using them for US bank

JimJim 04-13-2020 03:18 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084941)
I have been a strong advocate for BMO Harris Bank for years - I have been using them for US bank

Do you know of any other similar solutions for Canadians?

Need more US accounts but don't want to raise any flags with Harris

rsot 04-13-2020 03:20 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by JimJim (Post 1084943)
Do you know of any other similar solutions for Canadians?

Need more US accounts but don't want to raise any flags with Harris

Without having to go to the USA for physical signing/showing ID...I only know of TD Bank USA but it's not the greatest for stealth, sad to say.

Other banks require you to go into the USA (from what I have explored)

JimJim 04-13-2020 03:29 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084944)
Without having to go to the USA for physical signing/showing ID...I only know of TD Bank USA but it's not the greatest for stealth, sad to say.

Other banks require you to go into the USA (from what I have explored)

TD Bank USA provides a US account with routing number?

Opened a "US account" with Scotia through online banking.. Still got a Canadian bank account, just that it accepts USD lol

rsot 04-13-2020 03:31 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by JimJim (Post 1084953)
TD Bank USA provides a US account with routing number?

Opened a "US account" with Scotia through online banking.. Still got a Canadian bank account, just that it accepts USD lol

TD Bank US does provide US accounts with routing number :)

Scotiabank Canadian account accepted the USD with conversion? Doesn't work like a true US bank account though

JimJim 04-13-2020 03:41 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084954)
TD Bank US does provide US accounts with routing number :)

Scotiabank Canadian account accepted the USD with conversion? Doesn't work like a true US bank account though

Without conversion. From there you can set up a service like Shift Connect and convert to CAD at a good rate

But yeah if you give that bank account to Amazon US, I think they'll do the conversion before wiring which sucks.

Btw what do you mean by "not great for stealth"?

rsot 04-13-2020 03:48 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by JimJim (Post 1084956)

Btw what do you mean by "not great for stealth"?

TD Bank USA has caused issues with not accepting deposits in stealth names (unlike TD Bank Canada which is great for Canadian stealth accounts)

JimJim 04-13-2020 04:32 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084959)
TD Bank USA has caused issues with not accepting deposits in stealth names (unlike TD Bank Canada which is great for Canadian stealth accounts)

BMO Harris works great at least.

Do you know any good USD cash back CC except for the Rogers one?

The TD one is kind of a joke

rsot 04-14-2020 02:38 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by agent006140 (Post 1084989)
Canadian banks would have a different routing number than US banks,

Canadian banks don't use routing numbers in the same as US banks do - different setup.

@JimJim, USD cashback cc - not sure about the cashback aspect but I use a CIBC USD CC

rsot 04-15-2020 04:57 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by agent006140 (Post 1085327)
Canadian bank still have to clear via its Central Bank,every member bank has a unique number,we call it routing number.
what I mean is that US bank cannot clear with a Canadian bank the way it does with another US bank.

Fair enough.

Aviatrix 04-15-2020 05:02 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by agent006140 (Post 1084989)
Canadian banks would have a different routing number than US banks,

Nobody said that CA banks had the same type of routing numbers as US ones...

rsot 04-16-2020 04:26 AM

Re: Canadian Accounts with USA banking?
 
SWIFT codes are universal banking codes not necessarily the "routing number" concept

bclarr 04-25-2020 08:42 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1084959)
TD Bank USA has caused issues with not accepting deposits in stealth names (unlike TD Bank Canada which is great for Canadian stealth accounts)

Hi RSOT - I am thinking about opening another Canadian bank account but is it really true that TD Bank Canada accepts stealth name deposits? I never had a TD bank account so this will be my first. thanks !

rsot 04-26-2020 06:21 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by bclarr (Post 1088520)
Hi RSOT - I am thinking about opening another Canadian bank account but is it really true that TD Bank Canada accepts stealth name deposits? I never had a TD bank account so this will be my first. thanks !

TD bank does work for stealth deposits :) I use it

bclarr 04-26-2020 12:23 PM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by rsot (Post 1088747)
TD bank does work for stealth deposits :) I use it

@rsot thank you so much.....does it matter if I open a checking account or savings? I don't have any account with them only credit card....does the stealth name shows up in the bank deposit to raise any concern? thanks !

rsot 04-27-2020 03:20 AM

Re: Canadian Accounts with USA banking?
 
Quote:

Originally Posted by bclarr (Post 1088868)
@rsot thank you so much.....does it matter if I open a checking account or savings? I don't have any account with them only credit card....does the stealth name shows up in the bank deposit to raise any concern? thanks !

I have used both checking and savings accounts - both work well for the deposits. Be careful of too many transfers out of savings accounts if you use them because of fees involved.

Your name doesn't show up on withdrawal from pp - it can show if you upload funds to PP however...so don't do that as a precaution


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