Easiest Bank account to register via online in Canada if possible

[SammySquare]

Originally Posted by agent006140

Your flag said CA,where were you trying to open a HSBC account?
HSBC is a British bank

They have it in canada too.

[agent006140]

Originally Posted by SammySquare

They have it in canada too.

I know they do,I dont understand why they wont let you open an account?

[SammySquare]

Originally Posted by agent006140

I know they do,I dont understand why they wont let you open an account?

I don't either, they just didnt trust me... It maybe just that one banker, not the entire chain.

[rsot]

Originally Posted by SammySquare

I remember using Freedom mobile data to create ebay accounts back in the day, and that would flag me, and give me low limits. And also the carrier was important when making ebay accounts in canada, for the phone. Freedom would flag me.

Maybe things have changed now. Do you have good experience with freedom and kodo?

Also regarding checking accounts, do they go thru a credit check, or its just really simple to open it without any scrutiny. HSBC is racist, they didnt open an account for me because I wasnt chinese. I am not kidding, I went in branch with the same story i did for CIBC, RBC, BMO, etc and they refused me.

I just use Fido and Bell, the latter through a work perk.

About checking accounts, they do a soft credit check.

For your issues with HSBC, do you have a problematic credit score or issues?

[agent006140]

opening bank account has nothing to do with credit score.

[agent006140]

which country is your Dad from?
He can open a Paypal account in his own country ,link a local bank.

[rsot]

Originally Posted by agent006140

opening bank account has nothing to do with credit score.

Here in Canada, opening a bank account will not affect your credit score but they do a soft credit check (if someone checks their score the day after opening a bank account, it will show up) - I have done this numerous times and it shows up.

Now, most of the time there is no issues and, in fact, if your score is good, the bank will offer overdraft protection. However if your score is bad or you have issues/bankruptcy etc, the bank can refuse to do business

[SammySquare]

Originally Posted by rsot

I just use Fido and Bell, the latter through a work perk.

About checking accounts, they do a soft credit check.

For your issues with HSBC, do you have a problematic credit score or issues?

Yeah, my credit was good at the time. Maybe I had to many accs.

[rsot]

Originally Posted by SammySquare

Yeah, my credit was good at the time. Maybe I had to many accs.

Hmm maybe worth a try with different banker

[SammySquare]

Originally Posted by rsot

Hmm maybe worth a try with different banker

This was years ago, I have pretty much exhausted all big banks, and moved onto creating accounts with credit unions. They are a huge pain in the ass.

[online24h]

I think all are the same easy to work online

[mon73]

HSBC's flexibility appeals to me.