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-   -   Need some help please. (https://www.aspkin.com/forums/credit-card-alternatives/21662-need-some-help-please.html)

Sandy D 08-16-2010 12:23 AM

Need some help please.
 
Hello,
It has been while since I have posted due to some family illness issues.

I am ready to get at it again but have used Ing for a long time without any problems. But, it takes 3-4 days to get to Ing from PP and then another 3-4 days to get to my local bank.

It ties up the money for a long time especially when it comes to selling thousands of dollars worth of products and need to re-order.

Any ideas?

Cannot use HSBC because I had issues with one of their credit cards several years ago and probably wont allow me to open any checking with a debit card, which I need.

Thank you.

SaiJin 08-16-2010 12:29 AM

So what is your question exactly?


PS: Ing = not good to use.

Sandy D 08-16-2010 12:46 AM

Quote:

Originally Posted by saijin (Post 159036)
So what is your question exactly?


PS: Ing = not good to use.


I have used ING for 2 years with zero problems so far. They do limit you to 6 total withdrawls in a 30 day period. They do not tell you this but they will shut your account down if you do this.

I am asking for an online bank that I can use to direct deposit from PP to the bank and have a debit card to use instead of going from pp to ing and ing to a local bank.

SaiJin 08-16-2010 12:53 AM

Odd... most people are having issues with ING. Either way, be careful.

recently, I read that BOA and USbank are good to use.
USbank seems quite strict , but they should work fine if you don't go crazy on eB / PP.

Sandy D 08-16-2010 12:56 AM

Quote:

Originally Posted by saijin (Post 159042)
Odd... most people are having issues with ING. Either way, be careful.

recently, I read that BOA and USbank are good to use.
USbank seems quite strict , but they should work fine if you don't go crazy on eB / PP.


Thank you.

I can use real names etc because they do not check the account from pp and eb correct? And they are both online?

Sorry, I am rusty from being off for a long while.

Tx.

SaiJin 08-16-2010 12:58 AM

Yup, that is correct. Haven't used BOA myself, so to be sure, do a search on BOA in this forum.

IDK 08-16-2010 01:33 AM

There are many options out there. I wouldn't bother with BOA until you get a grip on what can you sell that won't get you banned inside of a month. Also BOA is not the fastest with deposits from paypal. It takes the max 4 days and no Saturdays to get funds, so if you withdraw on Thursday, you are looking at Tuesday - Wednesday to get your money.

Sandy D 08-16-2010 10:55 PM

Quote:

Originally Posted by IDK (Post 159050)
There are many options out there. I wouldn't bother with BOA until you get a grip on what can you sell that won't get you banned inside of a month. Also BOA is not the fastest with deposits from paypal. It takes the max 4 days and no Saturdays to get funds, so if you withdraw on Thursday, you are looking at Tuesday - Wednesday to get your money.


Is there any online banks that provide a debit card for withdrawing funds?

SaiJin 08-16-2010 10:59 PM

Don't they all?

aspkin 08-16-2010 11:50 PM

Quote:

Originally Posted by Sandy D (Post 159040)
I have used ING for 2 years with zero problems so far. They do limit you to 6 total withdrawls in a 30 day period. They do not tell you this but they will shut your account down if you do this.

I am asking for an online bank that I can use to direct deposit from PP to the bank and have a debit card to use instead of going from pp to ing and ing to a local bank.

Open a regular ING checking account and you'll get a debit card to withdraw with. You can transfer funds from your savings accounts to your checking account.

You're welcome. :)


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