ING dropped me :( - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Account Topics > Credit Card Alternatives

Credit Card Alternatives Prepaid, Gift, Debit and Credit Cards. Credit Card Alternatives. Bank Account Verification and Alternatives.

Reply
 
Thread Tools
  #1  
Old 08-21-2008
Junior Member
 
Join Date: Jan 2008
Posts: 15
Thanks: 0
Thanked 2 Times in 1 Post
Activity: 0%
Longevity: 92%
iTrader: (0)
Default ING dropped me :(

paypal did a chargeback and took the money in my account I didnt have a chance it was actually 3 chargebacks from the same customer for 3 different transactions

They took my money out of the account and did 3 withdrawels from ING
who then dropped me like a hot potato :o due to too many overdrafts
just got off the phone with them... no go

I tried to fight the chargeback since the customer paid with paypal I shipped to confirmed address and they also signed for it but since I didnt have an "electronic online signature" whatever the hell that is they a refunding the customers insurance company so the customer has the items their money back ebay has their fees paypal has their fees and I'm out Fees , Item and profit from the sale
AND!!!!
ING dropped my account

I think I'm off to eat a plateful of brownies

between this mornings loss , ebay not allowing me to take money orders or checks anymore and all their other changes that I was notified about this morning I think I'm going on a chocolate binge

I was just starting to catch up on bills pay for school have money for gas when this happened !!

WAMU here I come

Last edited by Modee; 08-22-2008 at 01:45 AM.
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 08-21-2008
Junior Member
 
Join Date: Nov 2007
Posts: 34
Thanks: 5
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 93%
iTrader: (0)
Default

Be carefull of WAMU too. I got a letter from them and a call from a manager saying that I had two deposits with two different names come in recently. I was warned that if this happens again, I will be dropped.

I was shocked!!!
Reply With Quote
  #3  
Old 08-21-2008
philly387's Avatar
Executive [VIP]
 
Join Date: Jul 2008
Posts: 1,640
Thanks: 74
Thanked 133 Times in 82 Posts
Activity: 0%
Longevity: 89%
iTrader: (3)
Send a message via Yahoo to philly387
Default

Ive had paypal deposit close to 100 times and WAMU hasn't called me...Banks usually don't care who deposits money.
__________________
Please Read These 2 Threads What Is Vero? and Register & Join the Forums Today!
Reply With Quote
  #4  
Old 08-21-2008
Senior Member
 
Join Date: Aug 2008
Posts: 662
Thanks: 0
Thanked 4 Times in 4 Posts
Activity: 0%
Longevity: 88%
iTrader: (0)
Default

Quote:
Originally Posted by philly387 View Post
Ive had paypal deposit close to 100 times and WAMU hasn't called me...Banks usually don't care who deposits money.
I think what nikki404 was describing was that two payments came into the same account being paid to two different names (not from two different people). I could be wrong, though.
Reply With Quote
  #5  
Old 08-21-2008
MU
 
Join Date: May 2008
Posts: 363
Thanks: 3
Thanked 26 Times in 13 Posts
Activity: 0%
Longevity: 90%
iTrader: (0)
Default

Quote:
Originally Posted by 2emptypockets View Post
paypal did a chargeback and took the money in my account I didnt have a chance it was actually 3 chargebacks from the same customer for 3 different transactions

They took my money out of the account and did 3 withdrawels from ING
who then dropped me like a hot potato :o due to too many overdrafts
just got off the phone with them... no go
IF, they indeed did take the money out of your account, go get a lwayer and start shopping for a new house and a exotic car. They cannot withdraw money form your banking account in that instance..
Reply With Quote
  #6  
Old 08-21-2008
philly387's Avatar
Executive [VIP]
 
Join Date: Jul 2008
Posts: 1,640
Thanks: 74
Thanked 133 Times in 82 Posts
Activity: 0%
Longevity: 89%
iTrader: (3)
Send a message via Yahoo to philly387
Default

So let me get this straight,

1. PayPal took funds from your bank account 3 different times for the chargebacks
2. Your bank account was closed due to too many overdrafts

Correct?
__________________
Please Read These 2 Threads What Is Vero? and Register & Join the Forums Today!
Reply With Quote
  #7  
Old 08-23-2008
Junior Member
 
Join Date: Apr 2008
Posts: 78
Thanks: 0
Thanked 1 Time in 1 Post
Activity: 0%
Longevity: 90%
iTrader: (0)
Default

From my knowledge of speaking with ING, they have no overdraft. If you don't have money in your account, then their is no money for a company to take payment. I learned of this because i have this account set up to pay for school. And when I waited like 2 weeks and i get a notice from the accounting office saying that my classes will be dropped due to no payment. I assumed that ing would take the money out of my external account but when i called they said i had to transfer money myself to ing then the payment will go through. So i don't know how paypal took money out of your account if no money was there. I think you are not giving all the information of what exactly happened.
Reply With Quote
  #8  
Old 08-24-2008
Senior Member
 
Join Date: Aug 2008
Posts: 662
Thanks: 0
Thanked 4 Times in 4 Posts
Activity: 0%
Longevity: 88%
iTrader: (0)
Default

I've had inadequate balances in my PayPal account before when I needed to pay through PayPal. I do have my PP account linked to my checking account and it will automatically take the funds from my checking account. But I authorize that transaction (by clicking a button, or something). I don't think they can take money from your linked bank account without your authorization.
Reply With Quote
  #9  
Old 08-24-2008
Junior Member
 
Join Date: Oct 2007
Posts: 40
Thanks: 1
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 94%
iTrader: (0)
Default

after i get limted on paypal i will go into ing and delete the account to be on the safe side And i belive u guys are right if theres no money in ing then no one can over draft it
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



Aspkin Group

All times are GMT -5. The time now is 06:21 PM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts