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Credit Card Alternatives Prepaid, Gift, Debit and Credit Cards. Credit Card Alternatives. Bank Account Verification and Alternatives.

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Old 02-15-2015
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Default Visa Gift Cards

Hi

I'm able to get Visa gift cards from my bank which is suppose to act as a regular debit card. However, I see that some sites decline my card because it is a "gift card" - how do these sites detect it is a gift card? I believe there's a AVS so this is probably not how..


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Old 02-15-2015
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Default Re: Visa Gift Cards

The first 6 digits of the gift card (referred to as the BIN number) are an identifier that tells you what bank issued the card and what type of card it is - debit, credit card etc.
Very simple for them to know exactly what card youre using.
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Default Re: Visa Gift Cards

Thanks for quick reply! So it not only tells them what bank issued it but also whether it is a gift card or not?

Is there a place I could look up the corresponding values for each type of card? In other words, I see many banks offering many types of prepaid cards so is there a way I can tell if a specific card will be able to be "detected" as a gift card or not?

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Default Re: Visa Gift Cards

Go to the website to binbase.com to check cars bin

Last edited by ricardosway8; 02-15-2015 at 04:16 AM.
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